Your deposit sets your loan to value (LTV), which is the share of the property you are borrowing. A lower LTV usually unlocks lower rates, so even a slightly bigger deposit can reduce the overall cost.

Enter the price and your deposit to see your LTV and loan amount, plus what a 5% and 10% deposit would be. Then talk to us about which lenders suit your deposit.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

First-Time Buyer Mortgages First-Time Buyers FAQs

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714 verified reviews, rated 5.0

267 reviews on Google and 447 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor

VouchedFor

My mortgage was coming up for renewal and with not much notice I decided to seek some advice to ensure I was getting the best deal. Seth talked me through all my options and showed incredible patience as we changed different scenarios to see the difference it would make to payments. Due to unexpected circumstances, completely out of Seth's control the deal we were hoping to secure wasn't able to go through. I can not praise Seth highly enough for the way in which he calmly, professionally and kindly sourced me an alternative product, especially when timescales were tight and options were limited. Absolutely! Without Seth's help I would have never secured a suitable mortgage in time. Nothing - faultless service and support. Seth came across as brilliantly; kind, knowledgeable and incredibly patient.

Verified client in Lincolnshire

Review of Seth Jackson

VouchedFor

Looking to purchase a home as a first time buyer. Tom played a huge part in the successful completion of our new home. More than just an advisor, Tom took a personal interest in our needs and provided a service that is unparalleled, his flexibility to emerging changes ensured we were always ahead of where we needed to be and ensured a timely completion. Always looking for the best advice for us rather than the most costly solution, ensuring everything offered was clearly communicated and tailored to our needs. Absolutely, Tom provided an excellent service and couldn’t be happier with the results. Nothing

Verified client in Lincolnshire

Review of Tom Clifton

714

Five-star reviews

5.0★

Average rating

Read all 714 reviews

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Your home/property may be repossessed if you do not keep up repayments on your mortgage.