Buying a home costs more than the deposit. On top you may have stamp duty, legal and conveyancing fees, a survey, a mortgage product fee and removals. This calculator adds them up so there are no surprises.

The figures other than your deposit and stamp duty are typical estimates and vary by property and provider. We will help you plan the real numbers for your move.

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What clients say

701 verified reviews, rated 5.0

258 reviews on Google and 443 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor

VouchedFor

We had been stuck in the rental trap for 15 years and struggling to save the required deposit to purchase our own home, especially given our levels of debt we accrued during our younger years. Seth literally gave us hope and showed us exactly where our finances needed to be to get the amount of money we would need to borrow. On our initial visit, we were not in a position to purchase the house we wanted. 4 months later, following his guidance we had our mortgage offer! Absolutely, we moved into our forever home two days ago! Absolutely nothing. Seth was a pleasure to work with, patient, understanding, non-judgemental, cares about his clients and clearly knows his stuff!

Verified client in Lincolnshire

Review of Seth Jackson

VouchedFor

I wanted to move house, but could not find a lender. Nick not only found me multiple lenders, but gave me advice to increase my credit score and helped me argue my case with my existing lender to port to my new property and save a substantial amount. Yes, and he even helped me get my offer on a new house accepted quickly. Nothing

Verified client in Lincolnshire

Review of Nick Spolton

VouchedFor

My husband and I decided to buy our first home together after renting for nearly 16 years and felt we needed guidance and advice. From the moment we first got in contact with Nick Spolton I felt in safe hands, Nick then introduced us to Tom Clifton one of Spoltons Mortgage Advisors who we had our 1st meeting with to discuss everything in detail and to dicuss what we were looking for and how Tom could help us. Personally I couldn't imagine having done any of this process without the help of Tom! Absolutely, we managed to secure a Mortgage at a good rate and now are the proud owners of our very first bought home together. Absolutely nothing.

Verified client in Lincolnshire

Review of Tom Clifton

VouchedFor

Buying a 2nd property to secure the sale whilst our other property was on the market. Yes. He provided the best mortgage available that we could pay a lesser penalty to pay off. Yes. Property now sold and new one paid off. Nothing.

Verified client in Lincolnshire

Review of Nick Spolton