Buying a home costs more than the deposit. On top you may have stamp duty, legal and conveyancing fees, a survey, a mortgage product fee and removals. This calculator adds them up so there are no surprises.

The figures other than your deposit and stamp duty are typical estimates and vary by property and provider. We will help you plan the real numbers for your move.

First-Time Buyer Mortgages First-Time Buyers FAQs

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714 verified reviews, rated 5.0

267 reviews on Google and 447 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor

VouchedFor

Purchase of a house To understand the mortgage process and rates. Yes Nil

Verified client in Lincolnshire

Review of Nick Spolton

VouchedFor

First time buyer John significantly simplified the mortgage aspect of buying my first home, making a potentially stressful process much less so. He sourced me a suitable mortgage for my situation, clearly explained the process from start to finish and patiently answered all my questions. Would highly recommend. Yes, I am very pleased with the outcome, having received a mortgage offer that fits my situation well. Nothing!

Verified client in Lincolnshire

Review of John Hallam

VouchedFor

I inherited some money and wanted to invest it in property. I asked friends and colleagues about mortgage advice and Nick was overwhelmingly the most recommended person. Nick gave me impartial advice on types of mortgage available to a person of my advanced age. The whole team are friendly and professional and I at no time felt pressured into accepting any policy. He also contacted the vendors and arranged a viewing for me using his excellent network of associates. He also kept in touch through the whole process until I walked int my new home. Most definitely yes In my honest opinion absolutely nothing.

Verified client in Lincolnshire

Review of Nick Spolton

714

Five-star reviews

5.0★

Average rating

Read all 714 reviews

From first chat to front-door key

Let’s make your move simple

Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.

01529 300500

Free until your offer is approved No jargon, no pressure Whole-of-market advice

Your home/property may be repossessed if you do not keep up repayments on your mortgage.