The initial consultation to establish your requirements is free. For mortgage advice, we charge an upfront fee of £199. A further typical fee may be payable – up to a total maximum of £498 – depending on your circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. Wills are not regulated by the Financial Conduct Authority. Crystal Clear Financial Planning Limited are not acting as appointed representatives of Stonebridge Mortgage Solutions Ltd for Will Writing. Crystal Clear Financial Planning Limited is an appointed representative of Stonebridge Mortgage Solutions Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) Spolton Mortgages is a trading name of Crystal Clear Financial Planning Limited.