Family run, since 2017
Your trusted partners in simplifying mortgages
We are a local, family-run mortgage and protection adviser in the heart of Sleaford, here to make finding the right mortgage simple, honest and jargon-free.
5.0★ · 714 reviews
FCA registered
Sleaford & Lincolnshire
Spolton Mortgages was founded on 7 August 2017 by Nick and Kasia Spolton. Between them they spent years as bank managers at Lloyds Bank before setting up on their own, with one simple aim: to give people the honest, straightforward mortgage advice they would want themselves.
As a family business, our values run through everything we do. We take the time to understand your plans, explain your options in plain English, and look after the whole process from the first chat to the day you get the keys. You deal with real, named people who get to know you, not a faceless call centre.
What makes us different
- Whole-of-market advice, so we compare lenders right across the country, not one bank’s shelf of deals
- Clear, jargon-free guidance from a named adviser, start to finish
- Free until your mortgage offer is approved
- Local to Sleaford, available in person, by phone or by video
- Rated 5 stars by hundreds of clients across Google and VouchedFor
We advise clients across Lincolnshire, including Sleaford, Lincoln, North Hykeham, Newark and Grantham, and well beyond by phone and video.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
Hello, we’re Nick & Kasia
We built Spolton on the honest, jargon-free advice we would want ourselves.
A family business in Sleaford. In person over coffee or by video, you always deal with real people who learn your name and your plans, never a call centre.
Nick & Kasia Spolton
Founders, Spolton Mortgages
The people behind your advice
Qualified, experienced and local. Our team takes time to understand your situation before making any recommendation.
Recognised by VouchedFor
Top Rated Adviser every year since 2019
Nick Spolton has been listed in The Times Guide to the UK’s Top Rated Financial Advisers every year since 2019, based entirely on verified client reviews.
714 verified reviews, rated 5.0
267 reviews on Google and 447 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.
5.0 average · Google & VouchedFor
From first chat to front-door key
Let’s make your move simple
Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.
Free until your offer is approved
No jargon, no pressure
Whole-of-market advice
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
