There is no charge for our service until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £199 on receipt of an approved mortgage offer and no more than £100 when the mortgage starts. Your home may be repossessed if you do not keep up repayments on your mortgage. Spolton Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Spolton Mortgages is a trading name of Spolton Ltd. Registered Office: Spolton Ltd, 72 Finch Drive, Sleaford, United Kingdom, NG34 7US. Registered Company Number: 10903440 Registered in England & Wales.