- 6, Mill House, Carre Street, Sleaford, Lincolnshire NG34 7TW
- info@spolton.mortgage
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Expert help for contractors and company directors across Lincolnshire incl. Lincoln, Boston, Grantham.
Getting a mortgage when you’re self-employed should be about evidence, not guesswork. Lenders want to see stable income and up-to-date tax documents. We’ll help package your case so underwriters can say yes.
What lenders usually check:
How we help:
Depending on your setup, it might be worth comparing options like remortgaging or complex mortgage advice if your situation doesn’t fit the standard criteria. For an impartial guide, see MoneyHelper’s overview of the mortgage process. We’ll do the heavy lifting and keep the jargon out.
With years of mortgage experience and a no-nonsense approach, we’re here to make the mortgage process simple and stress-free.
Local values influence your deposit, loan-to-value and product bands. Recent ONS figures show average prices around £237,000 in North Kesteven (Sleaford) and £184,000 in Lincoln (July 2025, provisional). We use these as benchmarks when planning your LTV and product shortlist.
We regularly support applicants across Sleaford, Lincoln, Boston, Grantham, Newark, Stamford and Bourne, plus RAF-linked households where contract patterns and postings affect paperwork. We’ll tailor the approach to your setup.
Spolton Mortgages is a family mortgage broker founded by Nick and Kasia Spolton.
From our office in Sleaford, we provide mortgage and mortgage protection advice.
Well-known, and respected for providing trusted advice, we started by helping people find mortgages in Lincoln, Sleaford, and throughout Lincolnshire. Now we find ourselves helping people across the whole of the UK.
