Free tools

Mortgage calculators to help you plan your next move

Understanding what you can borrow, the deposit you might need and what your payments could look like makes planning so much easier. Use the calculators below, then talk it through with a real adviser.

01529 300500

714

Five-star reviews

Local

Family-run since 2017

FCA

Registered · No. 993383

First-time buyers

Plan your first purchase, from deposit to stamp duty.

Mortgage affordability calculatorGet a guide to how much you could borrow.Mortgage deposit calculatorWork out your deposit, loan and loan to value.Mortgage deposit saving calculatorSee how long it could take to save your deposit.Low deposit mortgage calculatorCheck the numbers on a 5% or 10% deposit purchase.Stamp duty calculatorEstimate the stamp duty (SDLT) on your purchase.Total cost of buying a house calculatorBudget the full cash cost of buying a home.Shared ownership calculatorEstimate mortgage plus rent on a shared ownership home.

Homeowners & remortgaging

Manage and reduce the mortgage you already have.

Mortgage repayment calculatorSee estimated monthly payments, interest and total cost.Mortgage overpayment calculatorSee how overpaying could cut your term and interest.Mortgage deal comparison calculatorCompare two deals on rate, fees and fixed period.

Buy-to-let & landlords

Check the numbers on a rental investment.

Buy-to-let calculatorCheck rental yield and whether the rent passes lender stress tests.

Self-employed

Built around how lenders treat self-employed income.

Self-employed mortgage calculatorSee how lenders may average your profit to work out borrowing.

Armed Forces

For serving personnel and veterans using Forces Help to Buy.

Armed Forces Help to Buy calculatorWork out your Forces Help to Buy advance and deposit.

Protection

Make sure your plans and your family are protected.

Life insurance calculatorEstimate the life cover your family may need.

All calculators give guide figures only and do not constitute mortgage advice or an offer of credit. For a personal illustration based on your circumstances, get in touch. Your home/property may be repossessed if you do not keep up repayments on your mortgage.

714 verified reviews, rated 5.0

267 reviews on Google and 447 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor

VouchedFor

I was looking for a mortgage advisor in the purchase of my first property Seth went above and beyond, finding me fantastic deals on my mortgage, insurances, and helping guide me step by step when I had no idea what I was doing It was better than I could’ve expected N/A

Verified client in Lincolnshire

Review of Seth Jackson

VouchedFor

Mortgage advice Very approachable and very knowledgeable regarding offering the best Mortgage suitable for our needs Yes had the mortgage now for over 2 years and very happy with it Nothing

Verified client in Lincolnshire

Review of Nick Spolton

VouchedFor

Myself and my boyfriend are first time buyers and had no idea where to start when it came to mortgage advisors. We found Nick on Google, he was local and his website was clear and informative. We sent an email and Nick responded quickly and we took everything from there. Nick was so patient with us as first time buyers and explained every single step of the process. He answered every single question we asked and was friendly and knowledgeable. We had our mortgage secured within 3 months and that’s all thanks to Nick’s hard work and dedication! Kasia also supported us in finding insurance for our first home and was equally as knowledgeable, kind and helpful. Yes, our mortgage was sorted and in place within 3 months of contacting Nick.

Verified client in Lincolnshire

Review of Nick Spolton

714

Five-star reviews

5.0★

Average rating

Read all 714 reviews

From first chat to front-door key

Let’s make your move simple

Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.

01529 300500

Free until your offer is approved No jargon, no pressure Whole-of-market advice

Your home/property may be repossessed if you do not keep up repayments on your mortgage.