We make finding the best mortgages simple

Our impartial mortgage advisors search through 100s of different mortgages from across the whole mortgage market so we can find the best mortgage deal for you.​

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01529 300 500

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Open 9am - 5pm Monday - Friday and 10am - 2pm Saturday

We access the whole of the mortgage market to find the best mortgage to suit your needs. Here are just a few of the lenders we use.​

Our areas of expertise

Our mortgage advisors start by building a clear picture of your circumstances and requirements so that we can fully understand your unique needs and wants. 

We then search through 100s of different mortgages from across the market and give impartial advice on the best mortgage deal for you. 

Finally, we help you complete all of the relevant paperwork. 

Properly completed paperwork ensures your mortgage application runs smoothly so that you can complete your house move on time.

Buying your first home. Take the first steps on to the housing ladder. Let us find the right first time buyer mortgage for your individual needs and budget.

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If you’re looking to move house, then it makes sense to look at what mortgage deals are available rather than simply taking your existing one with you.

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Whether you’re looking to re-mortgage to get a better deal or to raise money for home improvements, we’re here to find the right mortgage for you.

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We’ve got access to a wide range of buy to let mortgages and give expert advice on which one is right for your buy to let venture.

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If you’re looking to release equity from your home to raise money in your retirement, then we’re specialists in equity release mortgages and can give advice that’s tailored to you and your needs.

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We’re insurance specialists and our job is to make sure that you’ve got the right cover in place to give you peace of mind that you and your home are protected against whatever is around the corner.

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As whole of market mortgage advisors, our unbiased mortgage advice means we find the best mortgage for you

Our mission is to provide simple, straightforward and honest mortgage advice and be the best mortgage broker in Sleaford and Lincoln. Our aim is to make the process of applying for a mortgage as straightforward as possible and help you find the best mortgages in Lincoln, Sleaford and surrounding areas.

Hassle free advice

We understand that you may not know what type of mortgage you need, that’s why we offer a FREE mortgage consultation. 

In this short informal chat, we get to know a little more about you and your current circumstances, we will then advise you on the next steps to take.

Whatever your financial aspirations, we have the expertise to help you achieve your goals so that you can spend time doing the things you enjoy.

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Mortgage advice tailored exclusively to fit your needs

Not constrained to any one lender, our mortgage brokers search the whole market to find the best mortgage for you. However, before we even get to any mortgage advice, we make sure we understand your circumstances and needs, as well as your objectives and aspirations for the future. Only then, do we start to offer our mortgage advice and recommend suitable mortgage and insurance products for your personal needs.

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We are family

Spolton Mortgages is a family mortgage broker business, founded by Nick and Kasia Spolton. 

From our office in Sleaford, we provide mortgage and mortgage protection advice. 

Our passion is helping people find mortgages in Lincoln, Sleaford and the neighbouring areas. Our goal is to be the best mortgage broker in Lincoln and Sleaford.

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What our clients say about us

We love to hear what our customers have say about us, it’s not only great for us to hear but we understand the feedback we receive also helps others decide if we are a good fit for you or not.

Kristina B.
Kristina B.
I can't say thank you enough for all the hard work both Nick and Kasia did it for us. They are friendly and also sharing their knowledge in simple manner also sharing all relevant information about the changes in financial advises or mortgages. It's like having a conversation with friends than with mortgage advisors😁All the best for you♥️
Paul P.
Paul P.
Nick came as a recommendation whilst viewing properties to buy. His approach to what can be a very stressful process was made very easy. Nick always took time to explain and reaffirm any points whilst going through the mortgage process. His many years of experience shines through and I always felt comfortable with no hard sell. Many a time I would receive emails when most people would have finished work for the day. Nick is very meticulous in his approach and always puts the customer first. Just like I was given a recommendation I would also pass this on without hesitation.
Donna C.
Donna C.
What an amazing service provided by Nick and Kasia @ Spolton Mortgages. My first time purchasing a property on my own and Nick went through everything, making sure I understood it all along the way. He was always available to help if I had any queries. Can't recommend highly enough
Gregory F.
Gregory F.
Having received recommendations from multiple sources, my partner and I dealt with Nick for the mortgage renewal.Nick provided multiple options and provided helpful information and advice for future plans we have.A professional, efficient and informative service from start to finish and we shall be recommending them to others.
Richard T.
Richard T.
Thanks again Nick! Professional and friendly advice which is so needed during these costly times.regardsRichard
Jack M.
Jack M.
We used Nick's services whilst purchasing our first home and couldn't have been more satisfied with his service. Nick always took the time to explain things clearly, and always answered the phone whenever I rang, as well as meeting with us face to face several times. Nick always replies to emails quickly and helpfully.
Dominika C.
Dominika C.
I would like to recommend Spolton Mortgages to everyone who is looking for mortgage broker. Me and my husband used this company when were buying our house. Nick Spolton and Kasia Spolton are very engaged in what they doing and they are trustworthy. They were always available happy to answer all our questions either face to face or via email. We were constantly updated regarding progress in buying and always had quick response for our emails. I have to add that Mrs Kasia is also insurance agent so we didn't had to waste our time to look for adequate life or house insurance - she helped us with this too. As happy clients we 100% recommend Spolton Mortgages .
TIM S.
TIM S.
Nick and the team have been fantastic from the first chat, normally I would have looked at a new mortgage myself but with the current economic climate Nick gave sound advice and looked at our situation from the outside so could be more objective.The deal he got us was fantastic and the advice even better. Absolutely 100% reccomend Spolton for any financial advice. We are going back to look at life insurance so as you can see we are happy.
teena T.
teena T.
Superb, timely, efficient and friendly support from Nick and Kasia for the re-mortgage on our BTL. Would highly recommend.
Alexandra H.
Alexandra H.
Kay P.
Kay P.
Nick has been a great help in guiding my son through buying his house. My son has mild learning difficulties and Nick has treated him with kindness and respect throughout. This made a stressful time far less of an ordeal for both of us.
Richard H.
Richard H.
Today Nick helped two people negotiate a tricky part of what has been an incredibly challenging time. His understanding of the marketplace and his wisdom, allied with a kind and generous nature has managed to remind us that the future may not be entirely awful.Thanks for all of your help today Nick and we look forwards to seeing you next Spring.
Emily C.
Emily C.
Nick was absolutely fantastic. Made us feel comfortable from the start and gave us very good advice. A really caring, genuine person and I'd recommend Spolton Mortgages to anyone.
Jack J.
Jack J.
I can only echo a lot of the good reviews already written, as first time buyers with very little clue on what to do, Nick took us beginning to end and was very patient explaining everything so that my partner and i were happy we have made the right decisions for our situation. Very friendly and gives you more time than he probably has but works hard and definitely cares he is giving you the best service!
adam G.
adam G.
I can’t thank Nick and Spolton mortgages enough . Nick found me a great mortgage and went above and beyond to ensure completion of the mortgage at a low rate . He has saved me thousands of pounds which I am so grateful for ! Nick makes you feel like your the only customer . I would strongly recommend Nick and Spolton mortgages based on my excellent experience
tracey M.
tracey M.
Super service once again! quick and easily supported through everything required and without any stress, Nick is at your side 100% and is always at the end of the phone! see you at the next renewal
Alex T.
Alex T.
Excellent, professional service. Highly recommended. Have gone above and beyond to assist with my self-build mortgage, which has been a bit of a roller-coaster ride. Always have time for me, always get back to me promptly. - Really care and act in the client's best interests. Wouldn't dream of going anywhere else.
Sandra W.
Sandra W.
I wholeheartedly recommend the services of this office. Nick is a real professional who runs the family business with his lovely wife. Comparing this company with the others, I can recommend it with a clear conscience. Thank you for your help and commitment.
Thomas A.
Thomas A.
Very helpful and informative, especially with the current climate. Explained everything thoroughly and in an easy to understand way! Will definitely speak again when our mortgage comes to renew!
Itzel B.
Itzel B.
Had a great experience with enough information and full understanding of my options. Very polite too.
Nin F.
Nin F.
Top quality service, fast turnaround, extremely patient and knowledgeable. Highly recommended.
Zina
Zina
Nick has always gone above and beyond to ensure the best service and advice is provided. I am particularly grateful for his help in securing a mortgage for my son a couple of years back and also for continuing to help us in finding good rates for our renewal mortgages.Thank you so much Nick!
Atidzhe F.
Atidzhe F.
Brilliant support from Nick and Kasia with buy our new home. They take us through all the process , including insurance and all what you can think of. Nick and Kasia making the thinks so easy to understand. For us one of the best think is , the support from them two didn't finish with taking the mortgage. They are always there, doesn't matter how busy they are , still finding time to help us. Thanks a lot for what you have done and still doing for us .P.S. Sully still owe you a bottle with Bulgarian Rakia .
Mark A.
Mark A.
Nick gave excellent advice and clearly explained my best option going forward during these tricky times with my ill performing interest only mortgage. I can look forward with confidence and all uncertainty has gone. I'd like to thank you for your help and have no hesitation in recommending Spolton Mortgages.
Robert C.
Robert C.
Can’t speak high enough of Nick. He made us feel like we were his only clients. Nothing was ever too much. Selling and buying property is a huge stress but with Nick’s impeccable knowledge and professionalism he made things run smoothly. Communication was always answered extremely quickly. Very rare you find someone that has such passion for their job and genuinely cares about how much of an impact it has on their clients. A top class business and a top gentleman too.
Ally J.
Ally J.
Nick has been unbelievably helpful in arranging our mortgage. We couldn't have asked for a more hassle free experience! He has been there to answer all our questions no matter how silly and has kept us at ease throughout the entire process with consistent updates. I would recommend his services to anyone and has been a pleasure to work with.
Georgia B.
Georgia B.
Nick and Kasia have been absolutely amazing throughout the whole process. I really cannot thank them enough for all the advice, zoom calls and for them explaining everything in a way I really understood!Absolutely no doubt about it, I would 100% recommend these to anyone!Thanks again both of you.
Jonny W.
Jonny W.
Amazing service with amazing staff. We have used Spolton Mortgages a few times now and Nick himself has been great with dealing with the process of remortgaging and explaining what we needed to do. Would highly recommend anyone to use his services and is the best in the area
Martin M.
Martin M.
Fantastic service and they look after you all the way through the mortgage process from start to finish. We will be returning to them when we next change.
Dawid G.
Dawid G.
Had pleasure to meet Nick from Spolton Mortgages and I can only highly recommend him. Although we haven't bought the house due to personal circumstances Everything was explained with all details and he was always available to assist. We will definitely use his services again in nearly future.
Camilla O.
Camilla O.
Cannot recommend Nick enough, he was so patient and knowledgeable on everything we threw at him. Very personable, and gave advice that’s best for you as the individual, as opposed to trying to earn a commission.
Torrie
Torrie
Spolton Mortgages have been nothing short of excellent. They have been so helpful and friendly, and we always felt we could go to them with any questions or concerns we had both during and after the entire process. I would always thoroughly recommend them to anyone.
Chris S.
Chris S.
Couldn't recommend Nick enough!Was very helpful in putting our finances into perspective and sorting out our best path forward, very much looking forward to using Nick in the future.All round great guy and gives honest advice.
Hannah H.
Hannah H.
Had an appointment with Nick a couple of weeks ago for mortgage advice, can't speak highly enough of the service he provides, professional, personable, extremely knowledgeable and informative, provided me with excellent financial and mortgage advice to base my decisions on in a bright, warm and hospitable office centrally located in Sleaford, thanks Nick.
Helen C.
Helen C.
I can’t rate Nick highly enough. He’s has been utterly brilliant during both of my home moved; dealing with lots of different and difficult events.He has made it so simple and so easy but taking care of everything. I wouldn’t go to anyone else.
Antony A.
Antony A.
Spolton Mortgages have been great in answering all of our queries in regards to how much we could borrow. We found Nick very professional, understanding of our situation and very informative. We most definately recommend Spolton Mortgages for all of your mortgage needs. We look forward to proceeding with Spolton Mortgages services in the near future.
Jason O.
Jason O.
Absolutely first class service. Worked with me to produce a mortgage capacity calculation. Very efficient and super friendly. I'm happy to recommend Spolton Mortgages to anyone looking for mortgage advice.
Sara S.
Sara S.
As financial advice is all new to me, Nick Spalton was very thorough and he made sure I understood everything he was explaining to me. He was very professional and he helped to put me at ease within moments of being in the room with him. I can’t recommend a better person to go to.
Alex L.
Alex L.
As first time buyers we approached Spolton Mortgages after visiting a couple of other mortgage advisors in Sleaford and we immediately felt at ease after the initial casual chat over the phone. We met with Nick at his office and he spoke us through the whole process, explaining everything we needed and wanted to know in detail. We asked a lot of questions and Nick always gave us a detailed response. No meeting with Nick was ever too long and we never felt rushed, his door was always open for us to pop in and have a chat.We also met with Kasia in regards to insurance, who again provides us with everything we needed to know and understood that taking out life insurance can be a very difficult decision. We were never made to feel pressured into the decision to go ahead with this and Kasia truly went above and beyond to get us the deal we were after, even when we set a maximum spend.Nick and Kasia maintained regular contact with us whenever we needed to know something about the process. They even provided us with updates from the solicitors when they failed to contact us themselves.We definitely recommend Spolton Mortgages for financial advice, particularly for first time buyers, if you want to feel reassured throughout the house buying process and that you are talking to another human being that isn't just there for your money. Nick and Kasia provide an outstanding service for a more than reasonable price and they'll even throw in a free coffee during meetings.Thank you both!EDIT (Jan 2022): We have used the services of Nick and Kasia Spolton for a second time since the above review and they did not fail to show us, again, how easy and calm the house buying process can be (this is mostly down to them both going above and beyond and sorting 99.9% of things on our behalf, saving us a world of hassle and potential stress).We never felt the need to chase things up, as Nick and Kasia both gave us the confidence and peace of mind that all was in hand the entire way through the process (Nick even commented on how relaxed we both were throughout one of the most stressful processes in life, which was entirely down to himself and Kasia!).They are both brilliant at what they do and I highly recommend anyone thinking about moving house or buying for the first time to give them a call.Thank you both again (apologies it took so long to leave the review, we were busy getting settled in! 👍)
Daniel C.
Daniel C.
Did an absolutely amazing job with our remortgage, even when on a tight deadline line and when I was out the country struggling with communication, managed to get us an amazing deal in the right time, incredibly polite and helpful!! Will definitely be staying with them for next time. Very reasonable in price for the standard of service you get. Have recommended many times to friends and family.
Keegan S.
Keegan S.
We can't recommend Nick enough! He's an absolute professional who goes above and beyond to help his customers.Having moved from New Zealand and owned a house there the process here was completely different. Nick was able to explain everything so we understood our options.We are very happy with the outcome and would highly recommend anyone who is looking at a mortgage to reach out to Nick!
Charlotte A.
Charlotte A.
Nick has been incredibly thorough throughout the whole mortgage process. As a first time buyer I was clueless, however Nick took his time to break it all down to allow me to understand, as well as answering all my questions. Nick has been very contactable and quick to respond, always is happy to help and provide his advice when he can. I will not hesitate to use Nick’s service again in the future and will definitely be recommending him to friends and family.
Guy W.
Guy W.
We contacted Nick as he had been highly recommend - and we were not disappointed. He was really responsive, had great access to lenders and products not available without a broker, and supported us with great communication throughout. He worked really hard for us and provided reassurance and support for our project.
April W.
April W.
This is the 2nd time using spolton mortgages and we will continue to do so in future as the service is first class. So knowledgeable and very good at keeping us up to date.
Rhys M.
Rhys M.
Highly impressed with Nick and Kasia's service. We received our mortgage offer within 6 working days of putting our application in. Nick has made himself available during weekends and evenings to accommodate us for meetings / phone calls. We would highly recommend Nick to anyone needing a mortgage and will certainly be using him again in the future!
Craig P.
Craig P.
A faultless, informed, professional and responsive service provided by Nick, through what turned out to be a long process! Nick was always available with informed advice and sound recommendations. Would highly recommend!
Anna P.
Anna P.
Can we give 10 stars please, Google?We have received a recommendation to contact Nick at Spolton Mortgages through a relative and are extremely pleased we did!From what we expected having heard about Mortgage Advisers, Spolton services are so much more than that! Nick's professionalism, positive attitude, know how and willingness to help for what we considered above and beyond the subscribed service have been a God send! He made the process a breeze and whilst as first time buyers we researched a lot of the information ahead of hiring Spolton services, we feel Nick has opened our eyes to so much more and we learnt a great deal (and got a fantastic mortgage deal too!)We are not planning to move anytime soon again, but are hopeful Spoltons will still be in business and not on well deserved early retirement somewhere in Bahamas when we do!Thank you so much for all you have done for us and we are wishing you all the best going forward.
Samuel Price (.
Samuel Price (.
Cerys M.
Cerys M.
I got in touch with Nick after hearing reviews and personal recommendations from my work colleagues. Myself and my partner had no idea about mortgages, or where to even start. Anytime we looked online to find any simple way of explaining we couldn’t get our heads around it. Nick spent an hour of his time explaining it in a way we could understand, and laid out our options so we know what to work towards and how to get there.We are only at the start of our journey but Nick has put us at ease massively and I feel comfortable knowing he will be there to support and guide us throughout this process.
Vikki B.
Vikki B.
We found Nick to be very professional, extremely helpful & very knowledgeable. We would highly recommend Nick & his company to anybody looking for financial advice.
Carl P.
Carl P.
Great service and not pushy at all with productsHighly recommend
Rachel A.
Rachel A.
Nick and Kasia simply made the whole process of finding the right mortgage, buildings insurance and income protection so easy and stress free. I cannot fault the service they provide whatsoever and will not hesitate in using their services again in the future.
Catherine S.
Catherine S.
We are so grateful to Nick for the amazing work he did in helping us to get our mortgage as first time buyers. It can be such a stressful time to go through but he remained positive throughout and made sure that he found us the mortgage that was right and affordable for us. We could not be more happy to be in our first home and would highly recommend anyone who is looking for a friendly, approachable, honest and hard working mortgage advisor to not hesitate to contact Spolton mortgages. Lovely personalised service. Thank you so much! Catherine and Cameron
Freddie M.
Freddie M.
Emma M.
Emma M.
Excellent service from Nick at Spolton Mortgages, very efficient and nothing was too much trouble. All questions answered and mortgage sorted in a timely manner, Nick made the process very easy and stress-free so we could concentrate on other aspects of house move! Highly recommend and will be contacting him if/when we move again.
Joanna B.
Joanna B.
Myself and my husband are very impressed with the service that has been provided by Nick at Spolton Mortgages. Nick has been very informative and professional throughout and we have achieved exactly what we had in mind from the start with excellent advice and guidance from Nick. We would not hesitate in recommending Spolton Mortgages.
Elizabeth H.
Elizabeth H.
We used Spolton Mortgages when buying a property 2 years ago. We were impressed with the level of professionalism, the service was excellent and we were kept informed as things progressed, nothing was too much trouble. We have been in contact with Nick recently to review our current mortgage needs and he has again found us a great deal. We would highly recommend Spolton Mortgages, they are friendly and approachable and their customer care is second to none. We will definitely be using them again in the future.
Simon F.
Simon F.
Sylwia D.
Sylwia D.
Nick has been recommended to us by a friend.I am so happy that we have chosen his company . Nick is highly professional and responsive . We are saving lots of money thanks to Spolton Mortgages. Already recommended to friends and family and will be using this service in the future. Thank you
Sarah D.
Sarah D.
Really supportive and informative meeting. Nick was very professional, informed and clearly explained every detail of the process involved and what options i had available. My information was with me within the hour, which demonstrated exceptional, swift service. I would highly recommend.
Jenna B.
Jenna B.
Nick at Spolton Mortgages was absolutely incredible throughout the whole process of mortgage advising. I was a first time buyer, with very little knowledge about mortgages, house buying and the process in general. Nick was extremely understanding, patient and explained everything very clearly to me. I’d recommend his services to anyone looking for mortgage advice. I wouldn’t have known where to start without Nick’s help, and will always be grateful of the excellent service he provided.
Ewelina N.
Ewelina N.
We highly recommend Spolton Mortgages which definitely deserves 5 stars. Thanks to Nick Spolton and his wife Kasia the whole process of buying our first house went smooth and pleasant despite lockdown. We got help from his wife Kasia with translating and understanding and also she advised us the best insurance for our house. We recommend Spolton Mortgages to all our friends and we will definitely use his service in the future.
Tamer H.
Tamer H.
Highly recommend Nick Spolton at Spolton Mortgages; Nick was very helpful, professional and efficient. The whole process went smoothly and we got a very good mortgage rate and cash back which was useful in a new house. I have recommended Nick to many friends since, and will definitely use the company again. Thank you for your help!
Clive D.
Clive D.
Nick Spolton was very professional and efficient in dealing with my mortgage.I will not hesitate to use him again in the future
Adriana C.
Adriana C.
Nick has been absolutely fantastic helping us secure a mortgage for our new home over the last 12 months. After lots of set backs throughout the year due to the consequences of the dreaded Covid , Nick has always been available to help bringing logic to each scenario we came up against. After a stressful year we finally made it into our new home. Thank you so much Nick.
Andy B.
Andy B.
Nick and the team at spolton literally pulled out all the stops in helping us get a mortgage. I cannot overstate how happy we are with their service. Nick went above and beyond to help us get the best deal possible and we cannot thank him enough. DEFINITELY RECOMMEND WITHOUT A DOUBT. ⭐⭐⭐⭐⭐⭐
Catherine M.
Catherine M.
I could not recommend Nick at Spolton Mortgages highly enough. He has helped me through every stage of my first house purchase and has been on hand to advise throughout.Professional, personable and very knowledgeable. Nick has gone above and beyond to help me and I will be forever grateful.
Steve O.
Steve O.
Fantastic! I honestly can not recommend this company enough. Highly professional, yet also friendly and welcoming. Always good advice and talk about going the extra mile. We were /are probably the clients from hell, but here nothing posses a problem or is unsolvable. Honestly if all companies were like this the world would be a much better place.
Andy K.
Andy K.
Remortgaged and sorted life insurance with Nick and Kasia at the start of the pandemic. Throughout the process we were always kept informed during any delays and we always had 100% trust that they would provide the best options. Fantastic service from a superb business.
Jaroslav R.
Jaroslav R.
Amazing Service, very recommended. Staff very professional and friendly. I don't know what I would have done without them. Highest of recommendation and 10 thumbs up!
Rita S.
Rita S.
Nick Spolton advised and sourced the best buy to let mortgages for me, explained the pros and cons ensuring that I opted for the best value for money long term. Even throughout this pandemic, Nick supported me through the process to ensure my mortgages were processed in a timely manner and I was able to complete the purchases, even arranged to see me on a Sunday to ensure my completion deadline was met! I would highly recommend Nick Spolton to provide anyone the most suitable mortgage for their needs. Thank you Nick.
Ellie W.
Ellie W.
As first time buyers who had a bad experience with our first broker we were left confused in regards to buying a house after finding nick in the local area he quickly arranged a video call due to covid-19 and took the time to completely explain all the processes to us, he was always very responsive to all our questions and on hand for advice when needed sometimes at unsociable hours after spending months with our first broker and getting nowhere nick quickly found us a mortgage perfect for us as first time buyers and it was sorted quick and efficiently. to anyone considering nick we couldn’t recommend him more he turned what was a really bad experience for us to a well informed one! 5 stars every time and will continue to use him in the future.Ellie and Matt
Anne R.
Anne R.
Absolutely brilliant from beginning to end, made it all so quick and painless. We had to do business during lock down and it must have been such hard work for Nick linking up with a technophobe! But he coached me through it and it was done in a ridiculously short time. I know I could not have bought my house without him, a true superstar!
Tom B.
Tom B.
I would 100% recommend Nick to anyone who was looking for a mortgage advisor. From start to finish Nick supported us through the whole process and made everything very easy. After choosing a mortgage deal, Nick continued to check it was the best rate on the market up to the point of exchange of contracts. All meetings were completed on Zoom and Nick even drove a 40 mile round trip to get some paperwork signed for us.
David C.
David C.
Nick was very helpful as I had not had a mortgage for over 10 years and explained all changes and found me a great deal.
Elisabeth M.
Elisabeth M.
Spolton Mortgages have been brilliant with helping us to start applying for our first home and have took the time to explain everything in detail and answer any questions we had. Extremely helpful - would highly recommend their service!
Tracey M.
Tracey M.
From start to Finish 100% by your side! my own journey included quite the roller coaster but the un-fazed support and positive manner was always there throughout. Well informed and always on top of the progress there isn't anything more i can add that previous reviews haven't covered already! I have already penciled in my review in and don't think twice in recommending this company to anyone looking for advice, see you at the next review Nick!
Kacey R.
Kacey R.
Zornitsa Stoykova- I.
Zornitsa Stoykova- I.
High professionalism, quality advices, lots of patience, answer for every question- this is what we faced during our journey when buying our first home. Nick and his team made the process as smoother as they can during this not so easy time for us.Starting the process with buying a home with Nick' s help and support was the best part of the journey!Thank you!!!
Lisa H.
Lisa H.
I can't recommend this business highly enough as someone buying a house in their own for the first time. I didn't only receive timely, professional and thorough advice about getting a mortgage, which was in itself above and beyond, but also support and advice in other matters surrounding the purchase, from conveyancing to life insurance. The whole experience was as stress-free as it could be and I wouldn't hesitate to use this service again.
Daniel R.
Daniel R.
The quality and professionalism of Nick Spolton was unquestionable. During these difficult times faced by us all in 2020, Nick saved our house purchase. Due to me going onto Furlough, many other mortgage advisors didn't want to deal with me or would suggest that we would not be offered the amount or the interest rate that we would have liked but Paul, took the time and effort to find all the deals and in the end found us a fantastic deal. He helped on all matters and even though the house purchase took 9 months, he helped us every step of the way. Fantastic service. Thankyou Nick..
julie M.
julie M.
Recommend Nick 100% Nothing too much trouble. Easy to understand. Helpful. Totally surpassed expectations making getting a mortgage stress free and smooth throughout the whole process.
Pa N.
Pa N.
holly S.
holly S.
Nick Spolton is accommodating, friendly, and really well priced. He made me feel at ease with the process and was transparent with all the details- being a first time buyer I would highly recommend his services as it makes the process so much easier.Thanks so much!
Simonne C.
Simonne C.
Really responsive and extremely helpful. Nick was quick to offer advice that was wholly client centred. They will not try to unnecessarily solicit business if it is not in the client's best interest. If you are looking for a mortgage broker who puts the client first, then I highly recommend Spolton Mortgages.
Paul S.
Paul S.
Very honest. Advice was brilliant and I would recommend them for anyone who wants to be put first.
John S.
John S.
Spolton Mortgages : it’s rare nowadays to find the combination of traditional values : experience , enthusiasm, politeness , paired together with high tech and speedy solutions.If this is what you are looking for, or need, then our family totally recommends you contact Nick ; we found his knowledge and solutions ( on more than one occasion) excellent
David B.
David B.
The service provided and effort put in are second to none. If you want a friendly, reliable and supportive service then I'd highly recommend Nick at Spolton Mortgages.
Kyle G.
Kyle G.
We used nick for the mortgage on our house. He was amazing at explaining things to us as first time buyers and leasing with people on our behalf to push the mortgage through quickly. Would 100 percent recommend!
Jenna S.
Jenna S.
I had an initial appointment with Nick regarding potentially buying my first property. I knew very little about the market and how it worked, but Nick was extremely helpful, made the information simple and put my mind at ease. I would definitely recommend Nick and Spolton Mortgages!
Lauren C.
Lauren C.
Me and my husband visited Nick a few months ago, he was very friendly, helpful and professional. Answered all of our questions and really made us feel very welcome. Will definitely be using Nick’s services again in the future and would highly recommend to any friends and family needing advice
JoshuaDeanIan
JoshuaDeanIan
Thank you for all of your help. I couldn't of asked for a better service to support me with my first property purchase. Nick and Kasia were extremely knowledgeable and helpful. I felt supported every step of purchasing process and garnered a much better understanding of my options. Working with Spolton Mortgages allowed me make the right choices for me, I couldn't be more grateful.
Jack A.
Jack A.
Very helpful, would recommend to anyone.
Nathan M.
Nathan M.
Spolton mortgages were so helpful and professional very prompt and efficient service and explains everything so well
Debbie L.
Debbie L.
I would like to say thank you Nick for the great service and all the help you gave when we bought our house from the first time we came to see you, you explained everything so we understood , always had time for any questions helped with the forms made it all easier.Thank you.
Tomasz S.
Tomasz S.
Absolutely great service. Nick and Kasia do a great job. The knowledge they have about buying houses is impressive. I was guided step by step throughout the whole process of buying a home. I am very glad that they helped me buy my first home. Thank you Nick and Kasia for your wonderful job.
Jerry T.
Jerry T.
Hi , I met Nick nearly a year ago as I took early retirement and needed to look at my choices , he was realistic , honest and very professional . He also explained my choices without pushing one or another ,As time passed I decided I needed a mortgage and went back to Nick , but were were entering the wave of v 19 , I being older am not great on the computer ! This I’m sure Nick would agree but this has not caused a problem as his relaxed confident style talked me through each issue , time , questions are not a problem for his team , he also has an excellent reputation with my solicitor which again builds the ladder of confidence .I would recommend Nick And his business with confidence I do not except fools gladly and am pleased to say that as an ex headteacher his report home would A+ !It’s so difficult for all at the moment but Nick has helped me so much and has helped me put my finances in place which helps me sleep at night . A great man , great business and I wish Nick. His family the success they deserve !
martin2010651
martin2010651
Looking for a mortgage? Look no further than Spolton Mortgage! Firstly, I would like to extend my sincere gratitude to both Nick and Kacia for their outstanding customer service during the process of our first time mortgage application. I couldn't be happier with the service I received from start to finish of my mortgage application including help with insurances and the help to buy scheme, I would highly recommend anyone looking for any type of mortgage to use Spolton MortgageWe were kept well informed throughout the mortgage process. Nothing was too much trouble and communication with us was always prompt and helpful. They made it all a very easy process.
Natalie L.
Natalie L.
Looking for a mortgage? Look no further than Spolton Mortgage! Firstly, I would like to extend my sincere gratitude to both Nick and Kacia for their outstanding customer service during the process of our first time mortgage application. I couldn't be happier with the service I received from start to finish of my mortgage application including help with insurances and the help to buy scheme, I would highly recommend anyone looking for any type of mortgage to use Spolton Mortgage

We were kept well informed throughout the mortgage process. Nothing was too much trouble and communication with us was always prompt and helpful. They made it all a very easy process.
Natalie F.
Natalie F.
Looking for a mortgage? Look no further than Spolton Mortgages! Firstly, I would like to extend my sincere gratitude to both Nick and Kacia for their outstanding customer service during the process of our first time mortgage application. I couldn't be happier with the service I received from start to finish of my mortgage application including help with insurances and the help to buy scheme, I would highly recommend anyone looking for any type of mortgage to use Spolton Mortgages.We were kept well informed throughout the mortgage process. Nothing was too much trouble and communication with us was always prompt and helpful. They made it all a very easy process.
Gareth I.
Gareth I.
Being first time buyers, the world of mortgages was almost completely unknown to us. After trying a websites without much luck, Spolton Mortgages was recommend to us. Right from the very start, Nick put us as ease with the whole process, took time to explain everything and guided us through the whole application step by step. His expert knowledge of the mortgage market meant he could get us a great deal based on our financial circumstances. If you want an advisor who you can really trust, who's will is clear, and will really go extra mile for you we would highly recommend Spolton Mortgages.
Daniel S.
Daniel S.
Nick has been outstanding throughout the process. Very comfortable environment, knowledgable and keeps us well informed. Very impressed and highly recommend as I have to friends and family.Thanks
Samantha G.
Samantha G.
Fantastic service and I highly recommend Spolton Mortgages. We were first time buyers and were really impressed with how Nick went above and beyond to get the best mortgage for us so quickly. He gave us in depth, honest advice throughout the process, quick to respond to our queries and would even fit in our appointments around our work schedules. We couldn’t have asked for a better service - he even has the good coffee!
Ola Ż.
Ola Ż.
Nick & Kasia have a very special way of making the complicated and sometimes scary world of Mortgages and Insurance seem much easier. Their advice has always been with my best interests at heart and the ongoing contact they have with you means that you’re never left wondering what’s happening. *****Highly recommended *****
Gabrielle M.
Gabrielle M.
We had our first mortgage meeting today with nick. He was amazing, he went through everything in loads of detail but still keeping it nice and simple that I could understand it! I would highly recommend him and kasia! Very friendly and professional. Thank you again
Ben H.
Ben H.
Brilliant, we met nick and he was very down to earth and went through everything. Made us feel very comfortable! Worked round us 10/10 Thanks so much!
Ania Rogalska Jarek R.
Ania Rogalska Jarek R.
Professionalism, passion and patience.... this is what you can expect. Always friendly and welcome, this is how you can feel. There is no any better company to help you if you need any kind of insurance or mortgage. I really recommend the service.
Katya L.
Katya L.
If I could give more than 5 stars I would!!!! Nick has been absolutely fantastic and has made what we thought was the impossible. . . . possible. A MASSIVE thank you again 🙂 kat
Tom M.
Tom M.
Great , friendly services.
You will get there professional advice , money saving advises to individuals !
Perfect , strongly recommend!

Wspaniała i miła obsługa , absolutnie profesjonalne podejście do klienta .
Polecam cały zakres usług , przystępne ceny , porady i indywidualne podejście do każdej sprawy .

Bardzo Wam dziękuję za pomoc .
Gorąco polecam !!!
Albert A.
Albert A.
I went to Nick to look for a mortgage and I am very happy with the service I received and the work Nick did for me behind the scenes to get me the best mortgage deal. I’ll certainly go back when I need to renew it and I would recommend Nick to anyone who is looking into mortgages.
Ian P.
Ian P.
Nick was recommended to me by an estate agent and I was a little unsure of my next steps for a mortgage and house purchase. A friendly and very engaging person, Nick explained everything in simple terms, answered all my questions, worked quickly and out usual work hours, and made the process simple and quick to ensure I ended up with the best deal. He kept me informed at every stage (making further explanations and giving advice as appropriate) and I would highly recommend him to anyone who needs mortgage advice. Thanks!
Kim B.
Kim B.
We felt at ease from the moment we walked through the door. We were looking for a mortgage with a difference and Nick found us just what we needed. Being a first time buyer I had lots of questions and Nick always took the time to fully explain everything in a plain and simple way.

If you are looking for independent advice and service then I cannot recommend Spoltons Mortgages enough.

Thank you Nick & Kasia! 5⭐️
Becky C.
Becky C.
Went to Spolton Mortgages at the weekend as a first time buyer. Told some very useful tips to do in preparation for the time to move. Felt very listened to about a lot of aspects and felt that Nick payed a lot of attention to detail, very useful service and look forward to going back when I am ready.
Cjdog Jammy D.
Cjdog Jammy D.
Absolutely cracking firm. Made too feel comfortable from start to finish. Expert advice and no pressure at all to make decisions or dive right in. Very informative and impartial. I would highly recommend Spoltons to anyone. 😃
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The initial consultation to establish your requirements is free. For mortgage advice, we charge an upfront fee of £199. A further typical fee may be payable – up to a total maximum of £498 – depending on your circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. Wills are not regulated by the Financial Conduct Authority. Crystal Clear Financial Planning Limited are not acting as appointed representatives of Stonebridge Mortgage Solutions Ltd for Will Writing. Crystal Clear Financial Planning Limited is an appointed representative of Stonebridge Mortgage Solutions Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) Spolton Mortgages is a trading name of Crystal Clear Financial Planning Limited.

Spolton Mortgages

7-8 Market Place Sleaford, Lincolnshire NG34 7SH
Monday, Tuesday, Wednesday, Thursday, Friday9:00 am – 5:00 pm
Saturday11:00 am – 2:00 pm
SundayClosed
01529 300 500

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