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Saturday: 10:00 - 13:00

We make finding the best mortgages

Our impartial mortgage advisors search through 100s of different mortgages from across the whole mortgage market so we can find the best mortgage deal for you.​

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We access the whole of the mortgage market to find the best mortgage to suit your needs. Here are just a few of the lenders we use.​

Coronavirus and your finances

We understand that these are worrying times for everybody right now and understandably we are receiving an increased number of enquiries from people who are genuinely concerned about the impact of the Coronavirus Outbreak on their finances.

We always aim to give straightforward and impartial help and advice so we’ve drawn together some information for you.

Stay safe and well and at this time and we’d like to say a massive than you to those who continue to work to make sure we have access to the basics we need and especially those in the NHS and other emergency services.

Mortgage lenders have announced support if you have to take time off work because of coronavirus, including a repayment holiday of up to three months. This includes buy-to-let mortgages.

For more information, click here 

We’ve written a blog post with some great general advice for you

For more information, click here

As whole of market mortgage advisors, our unbiased mortgage advice means we find the best mortgage for you

Our mission is to provide simple, straightforward and honest mortgage advice and be the best mortgage broker in Sleaford and Lincoln. Our aim is to make the process of applying for a mortgage as straightforward as possible and help you find the best mortgages in Lincoln, Sleaford and surrounding areas.

exotic K.
exotic K.
Absolutely cracking firm. Made too feel comfortable from start to finish. Expert advice and no pressure at all to make decisions or dive right in. Very informative and impartial. I would highly recommend Spoltons to anyone. 😃
David B.
David B.
The service provided and effort put in are second to none. If you want a friendly, reliable and supportive service then I'd highly recommend Nick at Spolton Mortgages.
Jack M.
Jack M.
Me and my fiancé asked for a mortgage to set up on a house we are currently purchasing and the service has been absolutely spot on! We can not fault it at all. We have been well looked after on other aspects to set up our future, which they will continue to look after us throughout the time of the mortgage and house. A very well organised business and great staff! On behalf of me and my fiancé, we thank you very much.
Zornitsa Stoykova- I.
Zornitsa Stoykova- I.
High professionalism, quality advices, lots of patience, answer for every question- this is what we faced during our journey when buying our first home. Nick and his team made the process as smoother as they can during this not so easy time for us.Starting the process with buying a home with Nick' s help and support was the best part of the journey!Thank you!!!
Semsee C.
Semsee C.
Really responsive and extremely helpful. Nick was quick to offer advice that was wholly client centred. They will not try to unnecessarily solicit business if it is not in the client's best interest. If you are looking for a mortgage broker who puts the client first, then I highly recommend Spolton Mortgages.
simona R.
simona R.
If you are looking for expert advice and the best possible options and outcome for your circumstances Spolton Mortgages is the place to go.Very friendly and welcoming attitude with focus on getting you sorted.
Joanne B.
Joanne B.
Excellent service great advice and no jargon
Sam G.
Sam G.
Fantastic service and I highly recommend Spolton Mortgages. We were first time buyers and were really impressed with how Nick went above and beyond to get the best mortgage for us so quickly. He gave us in depth, honest advice throughout the process, was proactive, quick to respond to our queries and would even fit in our appointments around our work schedules. We couldn’t have asked for a better service - he even has the good coffee!
becky C.
becky C.
I went to Spolton Mortgages at the weekend as a first time buyer. Told some very useful tips to do in preparation for the time to move. Felt very listened to about a lot of aspects and felt that Nick payed a lot of attention to detail and felt very comfortable my needs were being met, very useful service and look forward to going back when I am ready.
Albert W.
Albert W.
Fantastic service and fantastic People.They go beyond to help you and make things right.Whatever seems hard to do or understand, they make it simple.Highly recommend!
Elle M.
Elle M.
Had a meeting with Nick yesterday, as first time buyers- he gave us all the information we needed to know, was extremely helpful and easy to talk too. Would definitely recommend to anyone!
Ian M.
Ian M.
Used Nick to get a Mortgage for a buy to let flat I was purchasing. Throughout the process of finding and securing the mortgage Nick was highly professional and found a suitable product in good time to meet my needs. Being ex forces I also got a discount on the fees charged. The service provided saved me a great deal of time and effort and resulted in me getting the mortgage I needed when I needed it. My mortgage is fixed for five years and I will certainly use Nick again when that period is up. I highly recommend Spolton Mortgages to anyone looking to find a mortgage without the hassles.
Elisabeth M.
Elisabeth M.
Spolton Mortgages have been brilliant with helping us to start applying for our first home and have took the time to explain everything in detail and answer any questions we had. Extremely helpful - would highly recommend their service!
Jamie B.
Jamie B.
Nothing is ever to much trouble, Nick just wants to put you at ease. He has a great way of explaining things so you can understand easily. The different options he has for you are explained clearly using an example of each scenario with the pro’s & cons of both letting you make your own mind. The important thing is Nick under promises what he can do then completely over delivers with what he gets you. Great service from a company who know the market very well.
Machine Parts U.
Machine Parts U.
Just great service, will recommend to everyone!Wspaniali ludzie , super prosto , i bez zbędnych kosztów .
David C.
David C.
Nick was very helpful as I had not had a mortgage for over 10 years and explained all changes and found me a great deal.
Jenna S.
Jenna S.
I had an initial appointment with Nick regarding potentially buying my first property. I knew very little about the market and how it worked, but Nick was extremely helpful, made the information simple and put my mind at ease. I would definitely recommend Nick and Spolton Mortgages!
Lisa H.
Lisa H.
I can't recommend this business highly enough as someone buying a house in their own for the first time. I didn't only receive timely, professional and thorough advice about getting a mortgage, which was in itself above and beyond, but also support and advice in other matters surrounding the purchase, from conveyancing to life insurance. The whole experience was as stress-free as it could be and I wouldn't hesitate to use this service again.
Andy K.
Andy K.
Remortgaged and sorted life insurance with Nick and Kasia at the start of the pandemic. Throughout the process we were always kept informed during any delays and we always had 100% trust that they would provide the best options. Fantastic service from a superb business.
Nathan M.
Nathan M.
Spolton mortgages were so helpful and professional very prompt and efficient service and explains everything so well
Tom B.
Tom B.
I would 100% recommend Nick to anyone who was looking for a mortgage advisor. From start to finish Nick supported us through the whole process and made everything very easy. After choosing a mortgage deal, Nick continued to check it was the best rate on the market up to the point of exchange of contracts. All meetings were completed on Zoom and Nick even drove a 40 mile round trip to get some paperwork signed for us.
Rita S.
Rita S.
Nick Spolton advised and sourced the best buy to let mortgages for me, explained the pros and cons ensuring that I opted for the best value for money long term. Even throughout this pandemic, Nick supported me through the process to ensure my mortgages were processed in a timely manner and I was able to complete the purchases, even arranged to see me on a Sunday to ensure my completion deadline was met! I would highly recommend Nick Spolton to provide anyone the most suitable mortgage for their needs. Thank you Nick.
Gareth I.
Gareth I.
Being first time buyers, the world of mortgages was almost completely unknown to us. After trying a websites without much luck, Spolton Mortgages was recommend to us. Right from the very start, Nick put us as ease with the whole process, took time to explain everything and guided us through the whole application step by step. His expert knowledge of the mortgage market meant he could get us a great deal based on our financial circumstances. If you want an advisor who you can really trust, who's will is clear, and will really go extra mile for you we would highly recommend Spolton Mortgages.
Lauren C.
Lauren C.
Me and my husband visited Nick a few months ago, he was very friendly, helpful and professional. Answered all of our questions and really made us feel very welcome. Will definitely be using Nick’s services again in the future and would highly recommend to any friends and family needing advice
Paul S.
Paul S.
Very honest. Advice was brilliant and I would recommend them for anyone who wants to be put first.
snip S.
snip S.
We used nick for the mortgage on our house. He was amazing at explaining things to us as first time buyers and leasing with people on our behalf to push the mortgage through quickly. Would 100 percent recommend!
Daniel S.
Daniel S.
Nick has been outstanding throughout the process. Very comfortable environment, knowledgable and keeps us well informed. Very impressed and highly recommend as I have to friends and family.Thanks
Ola
Ola
I went to Spolton mortgages for some advice on mortgages and insurance.They spent time to understand what I wanted and the advice they gave me was amazing and they clearly wanted what was best for me.I’m saving money every month and got exactly what I wanted.Highly recommended.
Clive D.
Clive D.
Nick Spolton was very professional and efficient in dealing with my mortgage.I will not hesitate to use him again in the future
Debbie L.
Debbie L.
I would like to say thank you Nick for the great service and all the help you gave when we bought our house from the first time we came to see you, you explained everything so we understood , always had time for any questions helped with the forms made it all easier.Thank you.
Ben G.
Ben G.
We received a great service from Nick and would highly recommend.He understood what our needs were and he found mortgage options to fit these perfectly. He was extremely helpful and able to answer any questions that we had!We will definitely be using him again.
JoshuaDeanIan
JoshuaDeanIan
Thank you for all of your help. I couldn't of asked for a better service to support me with my first property purchase. Nick and Kasia were extremely knowledgeable and helpful. I felt supported every step of purchasing process and garnered a much better understanding of my options. Working with Spolton Mortgages allowed me make the right choices for me, I couldn't be more grateful.
Hayley B.
Hayley B.
Great service. Nick reassured me throughout and completely put my mind at rest. My mortgage completed today as promised by Nick just before Christmas with no hiccups at all. Nick was professional and informative throughout and always responded timely to any emails I sent him. I will definitely be recommending him in future.
Adriana C.
Adriana C.
Nick has been absolutely fantastic helping us secure a mortgage for our new home over the last 12 months. After lots of set backs throughout the year due to the consequences of the dreaded Covid , Nick has always been available to help bringing logic to each scenario we came up against. After a stressful year we finally made it into our new home. Thank you so much Nick.
martin2010651
martin2010651
Looking for a mortgage? Look no further than Spolton Mortgage! Firstly, I would like to extend my sincere gratitude to both Nick and Kacia for their outstanding customer service during the process of our first time mortgage application. I couldn't be happier with the service I received from start to finish of my mortgage application including help with insurances and the help to buy scheme, I would highly recommend anyone looking for any type of mortgage to use Spolton MortgageWe were kept well informed throughout the mortgage process. Nothing was too much trouble and communication with us was always prompt and helpful. They made it all a very easy process.
Pa N.
Pa N.
Catherine M.
Catherine M.
I could not recommend Nick at Spolton Mortgages highly enough. He has helped me through every stage of my first house purchase and has been on hand to advise throughout.Professional, personable and very knowledgeable. Nick has gone above and beyond to help me and I will be forever grateful.
Martin P.
Martin P.
Myself and my wife are looking to buy our first home and we have had A lot of questions in regards to purchase and whole process. Nick has helped us understand everything and answer all the questions. We have made a plan what to do and how we are going forward with buying a house.
A B.
A B.
Really impressed with the service provided by Nick & Kasia at Spolton Mortgages. Having booked in to discuss a remortgage application Nick took the time to understand my needs and circumstances at great depth to ensure he would only discuss solutions that would be relevant. Nick always follows through on his commitments and regularly goes above and beyond what is expected. Without doubt Nick & Kasia have turned my dreams into reality, I can’t thank them enough. I would definitely recommend, and already have to friends and family.
Steve O.
Steve O.
Fantastic! I honestly can not recommend this company enough. Highly professional, yet also friendly and welcoming. Always good advice and talk about going the extra mile. We were /are probably the clients from hell, but here nothing posses a problem or is unsolvable. Honestly if all companies were like this the world would be a much better place.
Ellie W.
Ellie W.
As first time buyers who had a bad experience with our first broker we were left confused in regards to buying a house after finding nick in the local area he quickly arranged a video call due to covid-19 and took the time to completely explain all the processes to us, he was always very responsive to all our questions and on hand for advice when needed sometimes at unsociable hours after spending months with our first broker and getting nowhere nick quickly found us a mortgage perfect for us as first time buyers and it was sorted quick and efficiently. to anyone considering nick we couldn’t recommend him more he turned what was a really bad experience for us to a well informed one! 5 stars every time and will continue to use him in the future.Ellie and Matt
Jack A.
Jack A.
Very helpful, would recommend to anyone.
julie M.
julie M.
Recommend Nick 100% Nothing too much trouble. Easy to understand. Helpful. Totally surpassed expectations making getting a mortgage stress free and smooth throughout the whole process.
Kacey R.
Kacey R.
Jade S.
Jade S.
A long overdue review!!!Thanks to Spolton Mortgages we were able to get a house (and a mortgage) that we never thought we would be able to as first time buyers.Both Nick and Kasia were excellent at regularly communicating with us throughout the entire process and were professional and personable.I would happily recommend them to anybody.
Robert H.
Robert H.
I used Spolton Mortgages and would highly recommend them to anyone. Excellent and friendly service. Nick worked so so hard to find me a mortgage which was suitable for myself. I couldn't be happier.Thank you very much
Ewa P.
Ewa P.
Excellent service and very nice people. I can honestly recommend them to anyone. Myself and my partner as a first time buyers had a lot of questions, we’ve got answers for all of them and anything what was complicated seems so clear now.
Mike I.
Mike I.
Very helpful and helped make the more complicated parts seem much more straight forward. Would certainly recommend.
Ben L.
Ben L.
I have been working with Nick and Kasia since they first started up and have been extremely impressed with their professionalism and knowledge within their industry. Any updates or help needed they are on hand to help every step of the way and I would have no hesitation in recommending their services. In my opinion the best in town!
Alex L.
Alex L.
As first time buyers we approached Spolton Mortgages after visiting a couple of other mortgage advisors in Sleaford and we immediately felt at ease after the initial casual chat over the phone. We met with Nick at his office and he spoke us through the whole process, explaining everything we needed and wanted to know in detail. We asked a lot of questions and Nick always gave us a detailed response. No meeting with Nick was ever too long and we never felt rushed, his door was always open for us to pop in and have a chat.We also met with Kasia in regards to insurance, who again provides us with everything we needed to know and understood that taking out life insurance can be a very difficult decision. We were never made to feel pressured into the decision to go ahead with this and Kasia truly went above and beyond to get us the deal we were after, even when we set a maximum spend.Nick and Kasia maintained regular contact with us whenever we needed to know something about the process. They even provided us with updates from the solicitors when they failed to contact us themselves.We definitely recommend Spolton Mortgages for financial advice, particularly for first time buyers, if you want to feel reassured throughout the house buying process and that you are talking to another human being that isn't just there for your money. Nick and Kasia provide an outstanding service for a more than reasonable price and they'll even throw in a free coffee during meetings.Thank you both!
Jaroslav R.
Jaroslav R.
Amazing Service, very recommended. Staff very professional and friendly. I don't know what I would have done without them. Highest of recommendation and 10 thumbs up!
Karolina P.
Karolina P.
Me and my husband went to see Nick to discuss our options as a first time buyers. Nick explained everything in detail and what happens step by step, answered all of our questions and helped us with a plan forward to buying our dream home. Very friendly and professional, made us feel very welcome.
Ben H.
Ben H.
Very Good! Gave a great service and helped me and my partner understand a lot more, even after everything was complete they still offered there help for any needs.
holly S.
holly S.
Nick Spolton is accommodating, friendly, and really well priced. He made me feel at ease with the process and was transparent with all the details- being a first time buyer I would highly recommend his services as it makes the process so much easier.Thanks so much!
ivan B.
ivan B.
We went to Nick as first time buyers. He's been fantastic from from day one and has worked tirelessly to get us the best possible mortgage. He's made the whole process easy for us and his coffees are very nice too!
Chris M.
Chris M.
Excellent service, spent time understanding what I wanted and offered other ways of completing things so all was in my best interest
Edward R.
Edward R.
From the start to submitting my full mortgage application Nick has provided an excellent service. He has made the process very easy and painless!
Jerry T.
Jerry T.
Hi , I met Nick nearly a year ago as I took early retirement and needed to look at my choices , he was realistic , honest and very professional . He also explained my choices without pushing one or another ,As time passed I decided I needed a mortgage and went back to Nick , but were were entering the wave of v 19 , I being older am not great on the computer ! This I’m sure Nick would agree but this has not caused a problem as his relaxed confident style talked me through each issue , time , questions are not a problem for his team , he also has an excellent reputation with my solicitor which again builds the ladder of confidence .I would recommend Nick And his business with confidence I do not except fools gladly and am pleased to say that as an ex headteacher his report home would A+ !It’s so difficult for all at the moment but Nick has helped me so much and has helped me put my finances in place which helps me sleep at night . A great man , great business and I wish Nick. His family the success they deserve !
Lisa J.
Lisa J.
Would recommend this service to any body who is looking for advice or a mortgage, such a welcoming company and helps with so much more than just simple advice, great communication and honest with everything, came away with such a better understanding of things than I have from other mortgage advisors, polite respectful and a pleasure to go and see. Has your best interests at heart and not what he can get out of you.
John S.
John S.
Spolton Mortgages : it’s rare nowadays to find the combination of traditional values : experience , enthusiasm, politeness , paired together with high tech and speedy solutions.If this is what you are looking for, or need, then our family totally recommends you contact Nick ; we found his knowledge and solutions ( on more than one occasion) excellent
Kim B.
Kim B.
From start to finish dealing with Nick & Kasia at Spolton Mortgages was incredibly straight forward with all the information presented in a very clear and understandable way.
Natalie F.
Natalie F.
Looking for a mortgage? Look no further than Spolton Mortgages! Firstly, I would like to extend my sincere gratitude to both Nick and Kacia for their outstanding customer service during the process of our first time mortgage application. I couldn't be happier with the service I received from start to finish of my mortgage application including help with insurances and the help to buy scheme, I would highly recommend anyone looking for any type of mortgage to use Spolton Mortgages.We were kept well informed throughout the mortgage process. Nothing was too much trouble and communication with us was always prompt and helpful. They made it all a very easy process.
Andy B.
Andy B.
Nick and the team at spolton literally pulled out all the stops in helping us get a mortgage. I cannot overstate how happy we are with their service. Nick went above and beyond to help us get the best deal possible and we cannot thank him enough. DEFINITELY RECOMMEND WITHOUT A DOUBT. ⭐⭐⭐⭐⭐⭐
Daniel R.
Daniel R.
The quality and professionalism of Nick Spolton was unquestionable. During these difficult times faced by us all in 2020, Nick saved our house purchase. Due to me going onto Furlough, many other mortgage advisors didn't want to deal with me or would suggest that we would not be offered the amount or the interest rate that we would have liked but Paul, took the time and effort to find all the deals and in the end found us a fantastic deal. He helped on all matters and even though the house purchase took 9 months, he helped us every step of the way. Fantastic service. Thankyou Nick..
Tomasz S.
Tomasz S.
Absolutely great service. Nick and Kasia do a great job. The knowledge they have about buying houses is impressive. I was guided step by step throughout the whole process of buying a home. I am very glad that they helped me buy my first home. Thank you Nick and Kasia for your wonderful job.
Tracey M.
Tracey M.
From start to Finish 100% by your side! my own journey included quite the roller coaster but the un-fazed support and positive manner was always there throughout. Well informed and always on top of the progress there isn't anything more i can add that previous reviews haven't covered already! I have already penciled in my review in and don't think twice in recommending this company to anyone looking for advice, see you at the next review Nick!
Anne R.
Anne R.
Absolutely brilliant from beginning to end, made it all so quick and painless. We had to do business during lock down and it must have been such hard work for Nick linking up with a technophobe! But he coached me through it and it was done in a ridiculously short time. I know I could not have bought my house without him, a true superstar!
Sara W.
Sara W.
What a pleasure in this day and age to find a business such as this. Nick went above and beyond to help me and it was blindingly obvious he looked to find the right solutions for ME ~ not the solutions that were easiest for him or that would give him the most payback. I cannot sing their praises highly enough. If you are looking for mortgage/insurance advice and help you really should give Nick a call.
Laura J.
Laura J.
Looking to be first time buyers Nick was really helpful. He made sure he personalised his advise and helped us understand the motions we would have to go through without making us feel stupid. We feel he broken the advice down for us and helped us fully understand the help to buy scheme to make a more informed decision. Moving forward we both had lots of our questions answered, understood how much we need for a deposit and what we could look to buy for that and the fees and monthly break downs. He also helped to put some of our worries to bed. Would recommend to friends!
edward j
edward j
Nick has been more than helpful with his advice and guidance.A complete 5 star professional service. Will be using Spolton Mortgages again!
Phill M.
Phill M.
A very helpful consultation for first time buyers. We had no clue of what we would be able to afford and how much it would cost each month. We came away with a full understanding of the process and what we would be able to buy. Would definitely recommend !
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Hassle free advice

We understand that you may not know what type of mortgage you need, that’s why we offer a FREE mortgage consultation. In this short informal chat, we get to know a little more about you and your current circumstances, we will then advise you on the next steps to take.

Whatever your financial aspirations, we have the expertise to help you achieve your goals so that you can spend time doing the things you enjoy.

Arrange a call back

Mortgage advice tailored exclusively to fit your needs

Not constrained to any one lender, our mortgage brokers search the whole market to find the best mortgage for you. However, before we even get to any mortgage advice, we make sure we understand your circumstances and needs, as well as your objectives and aspirations for the future. Only then, do we start to offer our mortgage advice and recommend suitable mortgage and insurance products for your personal needs.

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We are family

Spolton Mortgages is a family mortgage broker business, founded by Nick and Kasia Spolton. From our office in Sleaford, we provide mortgage and mortgage protection advice. Our passion is helping people find mortgages in Lincoln, Sleaford and the neighbouring areas. Our goal is to be the best mortgage broker in Lincoln and Sleaford.

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What our clients say about us

We love to hear what our customers have say about us, it’s not only great for us to hear but we understand the feedback we receive also helps others decide if we are a good fit for you or not.

Clive D.
Clive D.
Nick Spolton was very professional and efficient in dealing with my mortgage.I will not hesitate to use him again in the future
Adriana C.
Adriana C.
Nick has been absolutely fantastic helping us secure a mortgage for our new home over the last 12 months. After lots of set backs throughout the year due to the consequences of the dreaded Covid , Nick has always been available to help bringing logic to each scenario we came up against. After a stressful year we finally made it into our new home. Thank you so much Nick.
Andy B.
Andy B.
Nick and the team at spolton literally pulled out all the stops in helping us get a mortgage. I cannot overstate how happy we are with their service. Nick went above and beyond to help us get the best deal possible and we cannot thank him enough. DEFINITELY RECOMMEND WITHOUT A DOUBT. ⭐⭐⭐⭐⭐⭐
Catherine M.
Catherine M.
I could not recommend Nick at Spolton Mortgages highly enough. He has helped me through every stage of my first house purchase and has been on hand to advise throughout.Professional, personable and very knowledgeable. Nick has gone above and beyond to help me and I will be forever grateful.
Steve O.
Steve O.
Fantastic! I honestly can not recommend this company enough. Highly professional, yet also friendly and welcoming. Always good advice and talk about going the extra mile. We were /are probably the clients from hell, but here nothing posses a problem or is unsolvable. Honestly if all companies were like this the world would be a much better place.
Andy K.
Andy K.
Remortgaged and sorted life insurance with Nick and Kasia at the start of the pandemic. Throughout the process we were always kept informed during any delays and we always had 100% trust that they would provide the best options. Fantastic service from a superb business.
Jaroslav R.
Jaroslav R.
Amazing Service, very recommended. Staff very professional and friendly. I don't know what I would have done without them. Highest of recommendation and 10 thumbs up!
Rita S.
Rita S.
Nick Spolton advised and sourced the best buy to let mortgages for me, explained the pros and cons ensuring that I opted for the best value for money long term. Even throughout this pandemic, Nick supported me through the process to ensure my mortgages were processed in a timely manner and I was able to complete the purchases, even arranged to see me on a Sunday to ensure my completion deadline was met! I would highly recommend Nick Spolton to provide anyone the most suitable mortgage for their needs. Thank you Nick.
Ellie W.
Ellie W.
As first time buyers who had a bad experience with our first broker we were left confused in regards to buying a house after finding nick in the local area he quickly arranged a video call due to covid-19 and took the time to completely explain all the processes to us, he was always very responsive to all our questions and on hand for advice when needed sometimes at unsociable hours after spending months with our first broker and getting nowhere nick quickly found us a mortgage perfect for us as first time buyers and it was sorted quick and efficiently. to anyone considering nick we couldn’t recommend him more he turned what was a really bad experience for us to a well informed one! 5 stars every time and will continue to use him in the future.Ellie and Matt
Anne R.
Anne R.
Absolutely brilliant from beginning to end, made it all so quick and painless. We had to do business during lock down and it must have been such hard work for Nick linking up with a technophobe! But he coached me through it and it was done in a ridiculously short time. I know I could not have bought my house without him, a true superstar!
Tom B.
Tom B.
I would 100% recommend Nick to anyone who was looking for a mortgage advisor. From start to finish Nick supported us through the whole process and made everything very easy. After choosing a mortgage deal, Nick continued to check it was the best rate on the market up to the point of exchange of contracts. All meetings were completed on Zoom and Nick even drove a 40 mile round trip to get some paperwork signed for us.
David C.
David C.
Nick was very helpful as I had not had a mortgage for over 10 years and explained all changes and found me a great deal.
Ian M.
Ian M.
Used Nick to get a Mortgage for a buy to let flat I was purchasing. Throughout the process of finding and securing the mortgage Nick was highly professional and found a suitable product in good time to meet my needs. Being ex forces I also got a discount on the fees charged. The service provided saved me a great deal of time and effort and resulted in me getting the mortgage I needed when I needed it. My mortgage is fixed for five years and I will certainly use Nick again when that period is up. I highly recommend Spolton Mortgages to anyone looking to find a mortgage without the hassles.
Elisabeth M.
Elisabeth M.
Spolton Mortgages have been brilliant with helping us to start applying for our first home and have took the time to explain everything in detail and answer any questions we had. Extremely helpful - would highly recommend their service!
Tracey M.
Tracey M.
From start to Finish 100% by your side! my own journey included quite the roller coaster but the un-fazed support and positive manner was always there throughout. Well informed and always on top of the progress there isn't anything more i can add that previous reviews haven't covered already! I have already penciled in my review in and don't think twice in recommending this company to anyone looking for advice, see you at the next review Nick!
Kacey R.
Kacey R.
Zornitsa Stoykova- I.
Zornitsa Stoykova- I.
High professionalism, quality advices, lots of patience, answer for every question- this is what we faced during our journey when buying our first home. Nick and his team made the process as smoother as they can during this not so easy time for us.Starting the process with buying a home with Nick' s help and support was the best part of the journey!Thank you!!!
Lisa H.
Lisa H.
I can't recommend this business highly enough as someone buying a house in their own for the first time. I didn't only receive timely, professional and thorough advice about getting a mortgage, which was in itself above and beyond, but also support and advice in other matters surrounding the purchase, from conveyancing to life insurance. The whole experience was as stress-free as it could be and I wouldn't hesitate to use this service again.
Daniel R.
Daniel R.
The quality and professionalism of Nick Spolton was unquestionable. During these difficult times faced by us all in 2020, Nick saved our house purchase. Due to me going onto Furlough, many other mortgage advisors didn't want to deal with me or would suggest that we would not be offered the amount or the interest rate that we would have liked but Paul, took the time and effort to find all the deals and in the end found us a fantastic deal. He helped on all matters and even though the house purchase took 9 months, he helped us every step of the way. Fantastic service. Thankyou Nick..
julie M.
julie M.
Recommend Nick 100% Nothing too much trouble. Easy to understand. Helpful. Totally surpassed expectations making getting a mortgage stress free and smooth throughout the whole process.
Pa N.
Pa N.
holly S.
holly S.
Nick Spolton is accommodating, friendly, and really well priced. He made me feel at ease with the process and was transparent with all the details- being a first time buyer I would highly recommend his services as it makes the process so much easier.Thanks so much!
Semsee C.
Semsee C.
Really responsive and extremely helpful. Nick was quick to offer advice that was wholly client centred. They will not try to unnecessarily solicit business if it is not in the client's best interest. If you are looking for a mortgage broker who puts the client first, then I highly recommend Spolton Mortgages.
Paul S.
Paul S.
Very honest. Advice was brilliant and I would recommend them for anyone who wants to be put first.
John S.
John S.
Spolton Mortgages : it’s rare nowadays to find the combination of traditional values : experience , enthusiasm, politeness , paired together with high tech and speedy solutions.If this is what you are looking for, or need, then our family totally recommends you contact Nick ; we found his knowledge and solutions ( on more than one occasion) excellent
David B.
David B.
The service provided and effort put in are second to none. If you want a friendly, reliable and supportive service then I'd highly recommend Nick at Spolton Mortgages.
snip S.
snip S.
We used nick for the mortgage on our house. He was amazing at explaining things to us as first time buyers and leasing with people on our behalf to push the mortgage through quickly. Would 100 percent recommend!
Jenna S.
Jenna S.
I had an initial appointment with Nick regarding potentially buying my first property. I knew very little about the market and how it worked, but Nick was extremely helpful, made the information simple and put my mind at ease. I would definitely recommend Nick and Spolton Mortgages!
Lauren C.
Lauren C.
Me and my husband visited Nick a few months ago, he was very friendly, helpful and professional. Answered all of our questions and really made us feel very welcome. Will definitely be using Nick’s services again in the future and would highly recommend to any friends and family needing advice
JoshuaDeanIan
JoshuaDeanIan
Thank you for all of your help. I couldn't of asked for a better service to support me with my first property purchase. Nick and Kasia were extremely knowledgeable and helpful. I felt supported every step of purchasing process and garnered a much better understanding of my options. Working with Spolton Mortgages allowed me make the right choices for me, I couldn't be more grateful.
Jack A.
Jack A.
Very helpful, would recommend to anyone.
Nathan M.
Nathan M.
Spolton mortgages were so helpful and professional very prompt and efficient service and explains everything so well
Debbie L.
Debbie L.
I would like to say thank you Nick for the great service and all the help you gave when we bought our house from the first time we came to see you, you explained everything so we understood , always had time for any questions helped with the forms made it all easier.Thank you.
Tomasz S.
Tomasz S.
Absolutely great service. Nick and Kasia do a great job. The knowledge they have about buying houses is impressive. I was guided step by step throughout the whole process of buying a home. I am very glad that they helped me buy my first home. Thank you Nick and Kasia for your wonderful job.
Jerry T.
Jerry T.
Hi , I met Nick nearly a year ago as I took early retirement and needed to look at my choices , he was realistic , honest and very professional . He also explained my choices without pushing one or another ,As time passed I decided I needed a mortgage and went back to Nick , but were were entering the wave of v 19 , I being older am not great on the computer ! This I’m sure Nick would agree but this has not caused a problem as his relaxed confident style talked me through each issue , time , questions are not a problem for his team , he also has an excellent reputation with my solicitor which again builds the ladder of confidence .I would recommend Nick And his business with confidence I do not except fools gladly and am pleased to say that as an ex headteacher his report home would A+ !It’s so difficult for all at the moment but Nick has helped me so much and has helped me put my finances in place which helps me sleep at night . A great man , great business and I wish Nick. His family the success they deserve !
martin2010651
martin2010651
Looking for a mortgage? Look no further than Spolton Mortgage! Firstly, I would like to extend my sincere gratitude to both Nick and Kacia for their outstanding customer service during the process of our first time mortgage application. I couldn't be happier with the service I received from start to finish of my mortgage application including help with insurances and the help to buy scheme, I would highly recommend anyone looking for any type of mortgage to use Spolton MortgageWe were kept well informed throughout the mortgage process. Nothing was too much trouble and communication with us was always prompt and helpful. They made it all a very easy process.
Natalie F.
Natalie F.
Looking for a mortgage? Look no further than Spolton Mortgages! Firstly, I would like to extend my sincere gratitude to both Nick and Kacia for their outstanding customer service during the process of our first time mortgage application. I couldn't be happier with the service I received from start to finish of my mortgage application including help with insurances and the help to buy scheme, I would highly recommend anyone looking for any type of mortgage to use Spolton Mortgages.We were kept well informed throughout the mortgage process. Nothing was too much trouble and communication with us was always prompt and helpful. They made it all a very easy process.
Ben H.
Ben H.
Very Good! Gave a great service and helped me and my partner understand a lot more, even after everything was complete they still offered there help for any needs.
Gareth I.
Gareth I.
Being first time buyers, the world of mortgages was almost completely unknown to us. After trying a websites without much luck, Spolton Mortgages was recommend to us. Right from the very start, Nick put us as ease with the whole process, took time to explain everything and guided us through the whole application step by step. His expert knowledge of the mortgage market meant he could get us a great deal based on our financial circumstances. If you want an advisor who you can really trust, who's will is clear, and will really go extra mile for you we would highly recommend Spolton Mortgages.
Daniel S.
Daniel S.
Nick has been outstanding throughout the process. Very comfortable environment, knowledgable and keeps us well informed. Very impressed and highly recommend as I have to friends and family.Thanks
Jack M.
Jack M.
Me and my fiancé asked for a mortgage to set up on a house we are currently purchasing and the service has been absolutely spot on! We can not fault it at all. We have been well looked after on other aspects to set up our future, which they will continue to look after us throughout the time of the mortgage and house. A very well organised business and great staff! On behalf of me and my fiancé, we thank you very much.
Robert H.
Robert H.
I used Spolton Mortgages and would highly recommend them to anyone. Excellent and friendly service. Nick worked so so hard to find me a mortgage which was suitable for myself. I couldn't be happier.Thank you very much
A B.
A B.
Really impressed with the service provided by Nick & Kasia at Spolton Mortgages. Having booked in to discuss a remortgage application Nick took the time to understand my needs and circumstances at great depth to ensure he would only discuss solutions that would be relevant. Nick always follows through on his commitments and regularly goes above and beyond what is expected. Without doubt Nick & Kasia have turned my dreams into reality, I can’t thank them enough. I would definitely recommend, and already have to friends and family.
Jade S.
Jade S.
A long overdue review!!!Thanks to Spolton Mortgages we were able to get a house (and a mortgage) that we never thought we would be able to as first time buyers.Both Nick and Kasia were excellent at regularly communicating with us throughout the entire process and were professional and personable.I would happily recommend them to anybody.
Sara W.
Sara W.
What a pleasure in this day and age to find a business such as this. Nick went above and beyond to help me and it was blindingly obvious he looked to find the right solutions for ME ~ not the solutions that were easiest for him or that would give him the most payback. I cannot sing their praises highly enough. If you are looking for mortgage/insurance advice and help you really should give Nick a call.
Phill M.
Phill M.
A very helpful consultation for first time buyers. We had no clue of what we would be able to afford and how much it would cost each month. We came away with a full understanding of the process and what we would be able to buy. Would definitely recommend !
Sam G.
Sam G.
Fantastic service and I highly recommend Spolton Mortgages. We were first time buyers and were really impressed with how Nick went above and beyond to get the best mortgage for us so quickly. He gave us in depth, honest advice throughout the process, was proactive, quick to respond to our queries and would even fit in our appointments around our work schedules. We couldn’t have asked for a better service - he even has the good coffee!
Laura J.
Laura J.
Looking to be first time buyers Nick was really helpful. He made sure he personalised his advise and helped us understand the motions we would have to go through without making us feel stupid. We feel he broken the advice down for us and helped us fully understand the help to buy scheme to make a more informed decision. Moving forward we both had lots of our questions answered, understood how much we need for a deposit and what we could look to buy for that and the fees and monthly break downs. He also helped to put some of our worries to bed. Would recommend to friends!
Hayley B.
Hayley B.
Great service. Nick reassured me throughout and completely put my mind at rest. My mortgage completed today as promised by Nick just before Christmas with no hiccups at all. Nick was professional and informative throughout and always responded timely to any emails I sent him. I will definitely be recommending him in future.
Jamie B.
Jamie B.
Nothing is ever to much trouble, Nick just wants to put you at ease. He has a great way of explaining things so you can understand easily. The different options he has for you are explained clearly using an example of each scenario with the pro’s & cons of both letting you make your own mind. The important thing is Nick under promises what he can do then completely over delivers with what he gets you. Great service from a company who know the market very well.
simona R.
simona R.
If you are looking for expert advice and the best possible options and outcome for your circumstances Spolton Mortgages is the place to go.Very friendly and welcoming attitude with focus on getting you sorted.
edward j
edward j
Nick has been more than helpful with his advice and guidance.A complete 5 star professional service. Will be using Spolton Mortgages again!
Albert W.
Albert W.
Fantastic service and fantastic People.They go beyond to help you and make things right.Whatever seems hard to do or understand, they make it simple.Highly recommend!
Joanne B.
Joanne B.
Excellent service great advice and no jargon
Elle M.
Elle M.
Had a meeting with Nick yesterday, as first time buyers- he gave us all the information we needed to know, was extremely helpful and easy to talk too. Would definitely recommend to anyone!
Ben G.
Ben G.
We received a great service from Nick and would highly recommend.He understood what our needs were and he found mortgage options to fit these perfectly. He was extremely helpful and able to answer any questions that we had!We will definitely be using him again.
Ewa P.
Ewa P.
Excellent service and very nice people. I can honestly recommend them to anyone. Myself and my partner as a first time buyers had a lot of questions, we’ve got answers for all of them and anything what was complicated seems so clear now.
Lisa J.
Lisa J.
Would recommend this service to any body who is looking for advice or a mortgage, such a welcoming company and helps with so much more than just simple advice, great communication and honest with everything, came away with such a better understanding of things than I have from other mortgage advisors, polite respectful and a pleasure to go and see. Has your best interests at heart and not what he can get out of you.
Mike I.
Mike I.
Very helpful and helped make the more complicated parts seem much more straight forward. Would certainly recommend.
Alex L.
Alex L.
As first time buyers we approached Spolton Mortgages after visiting a couple of other mortgage advisors in Sleaford and we immediately felt at ease after the initial casual chat over the phone. We met with Nick at his office and he spoke us through the whole process, explaining everything we needed and wanted to know in detail. We asked a lot of questions and Nick always gave us a detailed response. No meeting with Nick was ever too long and we never felt rushed, his door was always open for us to pop in and have a chat.We also met with Kasia in regards to insurance, who again provides us with everything we needed to know and understood that taking out life insurance can be a very difficult decision. We were never made to feel pressured into the decision to go ahead with this and Kasia truly went above and beyond to get us the deal we were after, even when we set a maximum spend.Nick and Kasia maintained regular contact with us whenever we needed to know something about the process. They even provided us with updates from the solicitors when they failed to contact us themselves.We definitely recommend Spolton Mortgages for financial advice, particularly for first time buyers, if you want to feel reassured throughout the house buying process and that you are talking to another human being that isn't just there for your money. Nick and Kasia provide an outstanding service for a more than reasonable price and they'll even throw in a free coffee during meetings.Thank you both!
Ben L.
Ben L.
I have been working with Nick and Kasia since they first started up and have been extremely impressed with their professionalism and knowledge within their industry. Any updates or help needed they are on hand to help every step of the way and I would have no hesitation in recommending their services. In my opinion the best in town!
Ola
Ola
I went to Spolton mortgages for some advice on mortgages and insurance.They spent time to understand what I wanted and the advice they gave me was amazing and they clearly wanted what was best for me.I’m saving money every month and got exactly what I wanted.Highly recommended.
Martin P.
Martin P.
Myself and my wife are looking to buy our first home and we have had A lot of questions in regards to purchase and whole process. Nick has helped us understand everything and answer all the questions. We have made a plan what to do and how we are going forward with buying a house.
Karolina P.
Karolina P.
Me and my husband went to see Nick to discuss our options as a first time buyers. Nick explained everything in detail and what happens step by step, answered all of our questions and helped us with a plan forward to buying our dream home. Very friendly and professional, made us feel very welcome.
Edward R.
Edward R.
From the start to submitting my full mortgage application Nick has provided an excellent service. He has made the process very easy and painless!
Chris M.
Chris M.
Excellent service, spent time understanding what I wanted and offered other ways of completing things so all was in my best interest
ivan B.
ivan B.
We went to Nick as first time buyers. He's been fantastic from from day one and has worked tirelessly to get us the best possible mortgage. He's made the whole process easy for us and his coffees are very nice too!
Kim B.
Kim B.
From start to finish dealing with Nick & Kasia at Spolton Mortgages was incredibly straight forward with all the information presented in a very clear and understandable way.
Machine Parts U.
Machine Parts U.
Just great service, will recommend to everyone!Wspaniali ludzie , super prosto , i bez zbędnych kosztów .
exotic K.
exotic K.
Absolutely cracking firm. Made too feel comfortable from start to finish. Expert advice and no pressure at all to make decisions or dive right in. Very informative and impartial. I would highly recommend Spoltons to anyone. 😃
becky C.
becky C.
I went to Spolton Mortgages at the weekend as a first time buyer. Told some very useful tips to do in preparation for the time to move. Felt very listened to about a lot of aspects and felt that Nick payed a lot of attention to detail and felt very comfortable my needs were being met, very useful service and look forward to going back when I am ready.
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Our mortgage advisors start by building a clear picture of your circumstances and requirements so that we can fully understand your unique needs and wants. We then search through 100s of different mortgages from across the market and give impartial advice on the best mortgage deal for you. Finally, we help you complete all of the relevant paperwork. Properly completed paperwork ensures your mortgage application runs smoothly so that you can complete your house move on time.

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Buying your first home. Take the first steps on to the housing ladder. Let us find the right first time buyer mortgage for your individual needs and budget.

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If you’re looking to move house, then it makes sense to look at what mortgage deals are available rather than simply taking your existing one with you.

Whether you’re looking to re-mortgage to get a better deal or to raise money for home improvements, we’re here to find the right mortgage for you.

We’ve got access to a wide range of buy to let mortgages and give expert advice on which one is right for your buy to let venture.

If you’re looking to release equity from your home to raise money in your retirement, then we’re specialists in equity release mortgages and can give advice that’s tailored to you and your needs.

We’re insurance specialists and our job is to make sure that you’ve got the right cover in place to give you peace of mind that you and your home are protected against whatever is around the corner.

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The initial consultation to establish your requirements is free. For mortgage advice, we charge an upfront fee of £199. A further typical fee may be payable – up to a total maximum of £498 – depending on your circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. Wills are not regulated by the Financial Conduct Authority. Crystal Clear Financial Planning Limited are not acting as appointed representatives of Stonebridge Mortgage Solutions Ltd for Will Writing. Crystal Clear Financial Planning Limited is an appointed representative of Stonebridge Mortgage Solutions Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) Spolton Mortgages is a trading name of Crystal Clear Financial Planning Limited.

Contact

7-8 Market Place
Sleaford, Lincolnshire NG34 7SH
United Kingdom (UK)
Phone: 01529 300 500
Email: info@spolton.mortgage
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Wednesday9:00 AM - 5:00 PM
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