Our mortgage brokers Lincoln access the whole of the market to find the best mortgage to suit your needs. Here are just a few of the lenders we use.

TSB mortgages Aldermore mortgages WestBrom Intermediaries mortgages Barclays mortgages Sainsburys mortgages Natwest mortgages Skipton Intermediaries mortgages

Who are Spolton Mortgages?

Spolton Mortgages is a family mortgage broker business, founded by Nick and Kasia Spolton. From our office in Sleaford, we provide mortgage and mortgage protection advice. Our passion is helping people find mortgages in Lincoln, Sleaford and the neighbouring areas. Our goal is to be the best mortgage broker in Lincoln and Sleaford.

How we can help you

As whole of market mortgage advisors, we offer unbiased mortgage advice. We explore the entire mortgage market to find the best mortgage for you. Our mission is to provide simple, straightforward and honest mortgage advice and be the best mortgage broker in Lincoln. Our aim is to make the process of applying for a mortgage as straightforward as possible and help you find mortgages in Lincoln, Sleaford and surrounding areas.

Our approach to mortgages

Not constrained to any one lender, our mortgage brokers in Lincoln and Sleaford can search the whole market to find the best mortgage for you. However, before we even get to any mortgage advice, we make sure we understand your circumstances and needs, as well as your objectives and aspirations for the future. Only then, do we start to offer our mortgage advice and recommend suitable mortgage and insurance products for your personal needs.

We understand that you may not know what type of mortgage you need, that’s why we offer a FREE mortgage consultation. In this short informal chat, we get to know a little more about you and your current circumstances, we will then advise you on the next steps to take.

To arrange a FREE mortgage consultation or .
Our mortgage advisors start by building a clear picture of your circumstances and requirements so that we can fully understand your unique needs and wants.

About you

Our mortgage advisors start by building a clear picture of your circumstances and requirements so that we can fully understand your unique needs and wants.

We then search through 100s of different mortgages from across the market and give impartial advice on the best mortgage deal for you.

Unbiased search

We then search through 100s of different mortgages from across the market and give impartial advice on the best mortgage deal for you.

Finally, we help you complete all of the relevant paperwork. Properly completed paperwork ensures your mortgage application runs smoothly so that you can complete your house move on time.

Full support

Finally, we help you complete all of the relevant paperwork. Properly completed paperwork ensures your mortgage application runs smoothly so that you can complete your house move on time.

Customer feedback

We love to hear what our customers have say about us, it’s not only great for us to hear but we understand the feedback we receive also helps others decide if we are a good fit for you or not.

Read all of our reviews.

I have been working with Nick and Kasia since they first started up and have been extremely impressed with their professionalism and knowledge within their industry. Any updates or help needed they are on hand to help every step of the way and I would have no hesitation in recommending their services. In my opinion the best in town!
Ben L.
16:39 18 Jun 19
I went to Spolton mortgages for some advice on mortgages and insurance.They spent time to understand what I wanted and the advice they gave me was amazing and they clearly wanted what was best for me.I’m saving money every month and got exactly what I wanted.Highly recommended.
Ola
16:00 15 Jun 19
Myself and my wife are looking to buy our first home and we have had A lot of questions in regards to purchase and whole process. Nick has helped us understand everything and answer all the questions. We have made a plan what to do and how we are going forward with buying a house.
Marcin P.
11:09 12 Jun 19
Me and my husband went to see Nick to discuss our options as a first time buyers. Nick explained everything in detail and what happens step by step, answered all of our questions and helped us with a plan forward to buying our dream home. Very friendly and professional, made us feel very welcome.
Caz P.
10:51 12 Jun 19
From the start to submitting my full mortgage application Nick has provided an excellent service. He has made the process very easy and painless!
Edward R.
16:59 06 Jun 19
Excellent service, spent time understanding what I wanted and offered other ways of completing things so all was in my best interest
Chris M.
12:18 31 May 19
We had our first mortgage meeting today with nick. He was amazing, he went through everything in loads of detail but still keeping it nice and simple that I could understand it! I would highly recommend him and kasia! Very friendly and professional. Thank you again
Gabrielle M.
22:30 28 May 19
Brilliant, we met nick and he was very down to earth and went through everything. Made us feel very comfortable! Worked round us 10/10 Thanks so much!
Ben H.
22:28 28 May 19
We went to Nick as first time buyers. He's been fantastic from from day one and has worked tirelessly to get us the best possible mortgage. He's made the whole process easy for us and his coffees are very nice too!
ivan B.
17:53 17 May 19
From start to finish dealing with Nick & Kasia at Spolton Mortgages was incredibly straight forward with all the information presented in a very clear and understandable way.
Kim B.
12:37 11 Apr 19
Professionalism, passion and patience.... this is what you can expect. Always friendly and welcome, this is how you can feel. There is no any better company to help you if you need any kind of insurance or mortgage. I really recommend the service.
Ania Rogalska Jarek R.
09:20 10 Apr 19
If I could give more than 5 stars I would!!!! Nick has been absolutely fantastic and has made what we thought was the impossible. . . . possible. A MASSIVE thank you again 🙂 kat
Katya L.
20:11 08 Apr 19
Just great service, will recommend to everyone! Wspaniali ludzie , super prosto , i bez zbędnych kosztów .
Machine Parts U.
09:34 08 Apr 19
Great , friendly services. You will get there professional advice , money saving advises to individuals !Perfect , strongly recommend!Wspaniała i miła obsługa , absolutnie profesjonalne podejście do klienta .Polecam cały zakres usług , przystępne ceny , porady i indywidualne podejście do każdej sprawy . Bardzo Wam dziękuję za pomoc .Gorąco polecam !!!
Tomasz M.
09:26 08 Apr 19
I went to Nick to look for a mortgage and I am very happy with the service I received and the work Nick did for me behind the scenes to get me the best mortgage deal. I’ll certainly go back when I need to renew it and I would recommend Nick to anyone who is looking into mortgages.
Albert A.
17:20 06 Apr 19
Nick was recommended to me by an estate agent and I was a little unsure of my next steps for a mortgage and house purchase. A friendly and very engaging person, Nick explained everything in simple terms, answered all my questions, worked quickly and out usual work hours, and made the process simple and quick to ensure I ended up with the best deal. He kept me informed at every stage (making further explanations and giving advice as appropriate) and I would highly recommend him to anyone who needs mortgage advice. Thanks!
Ian P.
07:38 31 Mar 19
We felt at ease from the moment we walked through the door. We were looking for a mortgage with a difference and Nick found us just what we needed. Being a first time buyer I had lots of questions and Nick always took the time to fully explain everything in a plain and simple way. If you are looking for independent advice and service then I cannot recommend Spoltons Mortgages enough.Thank you Nick & Kasia! 5⭐️
Kim B.
12:51 24 Mar 19
Absolutely cracking firm. Made too feel comfortable from start to finish. Expert advice and no pressure at all to make decisions or dive right in. Very informative and impartial. I would highly recommend Spoltons to anyone. ?
Chris D.
18:14 01 Mar 19
I went to Spolton Mortgages at the weekend as a first time buyer. Told some very useful tips to do in preparation for the time to move. Felt very listened to about a lot of aspects and felt that Nick payed a lot of attention to detail and felt very comfortable my needs were being met, very useful service and look forward to going back when I am ready.
becky C.
11:33 01 Mar 19
Went to Spolton Mortgages at the weekend as a first time buyer. Told some very useful tips to do in preparation for the time to move. Felt very listened to about a lot of aspects and felt that Nick payed a lot of attention to detail, very useful service and look forward to going back when I am ready.
Becky C.
17:28 01 Feb 19
Fantastic service. Went with my daughter in law for first time buyers advise, explained everything clearly, gave advice on savings and talked through the process from start to finish. Can't thank them enough.
Alice B.
17:18 01 Feb 19
Absolutely cracking firm. Made too feel comfortable from start to finish. Expert advice and no pressure at all to make decisions or dive right in. Very informative and impartial. I would highly recommend Spoltons to anyone. 😃
Chris D.
20:18 30 Jan 19

Our mortgage services

First Time Buyer Mortgages

Buying your first home. Take the first steps on to the housing ladder. Let us find the right first time buyer mortgage for your individual needs and budget.

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Moving House

If you’re looking to move house, then it makes sense to look at what mortgage deals are available rather than simply taking your existing one with you.

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Remortgaging

Whether you’re looking to re-mortgage to get a better deal or to raise money for home improvements, we’re here to find the right mortgage for you.

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Buy to Let Mortgages

We’ve got access to a wide range of buy to let mortgages and give expert advice on which one is right for your buy to let venture.

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Equity Release

If you’re looking to release equity from your home to raise money in your retirement, then we’re specialists in equity release mortgages and can give advice that’s tailored to you and your needs.

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Insurance

We’re insurance specialists and our job is to make sure that you’ve got the right cover in place to give you peace of mind that you and your home are protected against whatever is around the corner.

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