Free mortgage calculator

Stamp duty calculator

Estimate the stamp duty (SDLT) on your property based on price and buyer type.

Built and checked by the advisers at Spolton Mortgages, former bank managers who are CeMAP qualified and FCA registered.

710
Five-star reviews
263
on Google
447
on VouchedFor
Top Rated
VouchedFor 2019–2026
Local
Family-run since 2017
FCA
Registered · No. 993383

Rates and rules can change. Always confirm the latest position before making a financial decision or submitting an offer.

First-Time Buyer Mortgages First-Time Buyers FAQs

How stamp duty works

Stamp Duty Land Tax (SDLT) in England is charged in bands, so you pay different rates on different portions of the price. First-time buyers pay nothing on the first £300,000 (on purchases up to £500,000), and an additional property usually carries a surcharge.

This calculator covers England. Scotland and Wales have their own systems. Tax rules change, so always confirm the current position before you commit.

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What clients say

710 verified reviews, rated 5.0

263 reviews on Google and 447 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor
VouchedFor

Mortgage advice for new house purchase. Mortgage advice. Yes, good mortgage deal allowing us the purchase the home we wanted. Nothing, excellent service.

Verified client in Lincolnshire
Review of Nick Spolton
710
Five-star reviews
263
on Google
447
on VouchedFor
5.0★
Average rating

Read all 710 reviews

From first chat to front-door key

Let’s make your move simple

Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.

01529 300500
Free until your offer is approved No jargon, no pressure Whole-of-market advice

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Call us

01529 300500

Email us

info@spolton.mortgage

Visit or get directions

6, Mill House, Carre Street,
Sleaford, Lincolnshire NG34 7TW

Opening hours

Monday
8:30am – 5:30pm
Tuesday
8:30am – 5:30pm
Wednesday
8:30am – 5:30pm
Thursday
8:30am – 5:30pm
Friday
8:30am – 5:30pm
Saturday
10:00am – 1:00pm
Sunday
Closed

A family-run, whole-of-market mortgage and protection adviser based in Sleaford, Lincolnshire. Founded in 2017 by former bank managers Nick and Kasia Spolton, we serve clients across Lincolnshire and the UK with clear, jargon-free advice by phone, video or in person. Rated 5 stars with 710+ verified reviews across Google and VouchedFor.

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Mortgages

Protection

Company

Accessibility

  • Wheelchair-accessible car park
  • Wheelchair-accessible entrance
  • Wheelchair-accessible seating
  • Wheelchair-accessible toilet

Parking

  • Paid and free parking available

Service options

  • Online appointments
  • On-site services

Regulatory status

FCA Registered · No. 993383 Appointed Representative of Stonebridge Mortgage Solutions Ltd Companies House · 10903440 Est. 2017

View our entry on the FCA Register

Mortgage lenders

Aldermore TSB NatWest Barclays Skipton West Brom + whole of market

Protection partners

Aviva Legal & General LV= Royal London Vitality + more

Important information

Our service is free until you receive a fully approved mortgage offer. There may then be a charge which, depending on your circumstances, will typically be £299, payable upon receipt of an approved mortgage offer. Our fee is discounted to £199 for Armed Forces and Blue Light Card holders.

Our fee is discounted to £199 for Armed Forces and Blue Light Card holders.

For remortgages, if best advice is to switch rates with your existing lender then we charge no fee at all.

  • Your home/property may be repossessed if you do not keep up repayments on your mortgage.
  • You may have to pay an early repayment charge to your existing lender if you remortgage.
  • As with all insurance policies, conditions and exclusions will apply.
  • Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.
  • Equity release is arranged by introduction only.

Spolton Mortgages is a trading style of Spolton Ltd, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Number 993383.

Founded and incorporated on 7 August 2017. Spolton Mortgages is a trading name of Spolton Ltd (FCA Number 993383). Registered Company Number: 10903440 (view on Companies House). Registered in England and Wales.

Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire NG34 7TW.

Financial Conduct Authority FCA Register
Firm 993383 Information Commissioner’s Office ICO Registered
ZA391497

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