Our mortgage service is designed to save you time and money. That’s because there is no need to traipse up and down the high street or spend hours on the internet looking for the right mortgage deal for you.
Instead, as your local mortgage broker, we’ll do all the legwork for you by searching through hundreds of deals from a wide range of different lenders and then give you expert advice on what’s right for you and your needs.
Fixed rates, trackers, variable deals – we’ve got access to a huge range and can help find the right option for you no matter whether you are buying for the first time, moving house, re-mortgaging or even buying to let.
Most Banks or Building Societies offer a limited range of mortgages, you can be sure we will look at a wider range to ensure we offer you the one that is best for you.
We understand that it’s not easy for first-time buyers. House prices are at an all-time high and the credit crunch has resulted in lenders being more stringent about who they lend money to. In fact, a lot of lenders have actually disappeared altogether.
Therefore, it’s never been more important to get expert advice from a mortgage broker like us, who can find the best first-time buyer mortgage for your individual needs and budget.
Whatever your financial aspirations, we have the expertise to help you achieve your goals so that you can spend time doing the things you enjoy.
If you’re looking to move house, then it makes sense to look at what mortgage deals are available rather than simply taking your existing one with you.
We can take that worry away for you by finding the right mortgage for you and make sure everything runs smoothly so that you can exchange contracts on time.
Whether you’re looking to re-mortgage to get a better deal or raise money for home improvements, it’s essential to look around at what’s available rather than simply stick with the same lender you’re with now.
The good news is that there is still a wide range of re-mortgage deals available, and we’re here to find the right one for you.
You may have to pay an early repayment charge to your existing lender if you remortgage.
If you’re considering buying a property as an investment, then getting the right mortgage could be your best move.
You see, ensuring you have a competitive mortgage deal could make all the difference to how successful your investment is.
As your local mortgage experts, we’ve got access to a wide range of buy-to-let mortgages and give expert advice on which one is right for your buy-to-let venture.
Not all buy-to-let mortgages are regulated by the financial conduct authority.
If you’re looking to release equity from your home to raise money in your retirement, then we’re specialists in equity release mortgages and can give advice that’s tailored to you and your needs.
We can look at your individual circumstances to see whether equity release is right for you and discuss options that could be more suitable for your needs.
If we establish that it is right for you, we can research the market to find the best equity release mortgage solutions for you and your needs. You see, our equity release service is about giving you complete peace of mind in your retirement.
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.
Equity Release is arranged by Introduction only.
Dedicated to providing trusted advice, we believe financing your home should be exciting and stress-free. Based in Sleaford, Lincolnshire, we help clients across the whole of the UK.
We access the whole of the mortgage market to find the best mortgage to suit your needs. Here are just a few of the lenders we use.
We are available Monday to Saturday, for a no-obligation consultation.
Our service is free until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £299 on receipt of an approved mortgage offer.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Spolton Ltd, trading as Spolton Mortgages (FCA Number 993383) is an appointed representative of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority.
Spolton Mortgages is a trading name of Spolton Ltd. Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34 7TW. Registered Company Number: 10903440 Registered in England & Wales.