Remortgaging FAQs

Do you get money for remortgaging?
Does remortgage affect credit score?
How does remortgaging work?
How much can I borrow when remortgaging?
How much is a solicitor for a remortgage?
How to cut 10 years off a 30 year mortgage?
Is it cheaper to mortgage or remortgage?
Is it smart to remortgage?
Is remortgaging a house a good idea?
What are the negatives of remortgaging?
What does it mean to remortgage your house?
What does SVR mean?
What is the 2 rule for paying off a mortgage?
What is the 2% rule in property?
What is the downside of remortgaging?
What is the smartest way to pay off a mortgage?
What salary do I need for a 100k mortgage in the UK?
Will mortgage rates ever be 3% again?

How to Reach Us

Pop into our Sleaford office for a chat, give us a call, or drop us a message. No jargon, just honest advice to help you move forward with your mortgage application with confidence.

Call

01529 300500

Email

info@spolton.mortgage

Visit

Spolton Mortgages
6 Mill House, Carre Street, Sleaford, Lincolnshire NG34 7TW

Click to get directions

Opening Hours

Monday to Friday: 9:00am – 5:00pm
Saturday: 10:00am – 1:00pm
Sunday: Closed

Spolton Mortgages

Spolton Mortgages is a local, independent mortgage and insurance broker based in Sleaford, Lincolnshire. We provide clear, straightforward mortgage advice to clients in Sleaford, Lincoln, North Hykeham and across the surrounding towns and villages.

From first-time buyers in Lincoln to landlords in Newark and Grantham, we help homeowners make confident decisions with practical, honest advice.

Founded and Incorporated on in 2017 by former Lloyds Bank managers, we offer clear, jargon-free advice by phone, video or in person. Rated 5 stars with 658+ verified reviews across Google and Vouched for, we’re trusted by families, investors and service personnel across Lincolnshire.

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Locations

Radcliffe on Trent

Lincoln

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Important Information

Our service is free until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £299 on receipt of an approved mortgage offer.

Our Fee is discounted to £199 for Armed Forces & Blue Light Card Holders.

For remortgages, If best advice is to switch rates with your existing lender then we charge no fee at all.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply. Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.

Spolton Mortgages is a trading style of Spolton Ltd (FCA Number 993383), which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Founded in 7 August 2017, Spolton Mortgages is a trading name of Spolton Ltd. Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34 7TW. Registered Company Number: 10903440 Registered in England & Wales.