Mortgage Adviser Lincoln: Expert Mortgage Advisors & Advice in Lincoln

Looking for trusted, expert mortgage advice in Lincoln? At Spolton Mortgages, we make the process clear and simple, whether you’re buying your first home, remortgaging, or investing in a buy-to-let. Based in nearby Sleaford, our family-run team helps clients across Lincolnshire and the UK with personalised, whole-of-market mortgage advice. Book a free consultation today and see how we can help you find the right mortgage for your situation.

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Straightforward Mortgage Advice That Works for You

Buying a home or switching your mortgage shouldn’t be stressful. We’re here to guide you every step of the way with clear advice, no jargon, and support that’s tailored to you.

  • We work with:
    First-time buyers
  • Homeowners remortgaging for a better deal
  • Landlords buying investment properties
  • Clients with complex income or credit histories

Lincoln Mortgage Services You Can Trust

Whether you’re based in Lincoln or moving to the area, we offer the full range of mortgage services, always tailored to your circumstances.

Whole-of-Market Access

We’re not tied to any lender. That means we search across the entire mortgage market to find the deal that suits your needs best.

Expert Protection Advice

We also help protect what matters most, with guidance on mortgage protection, income protection, and life cover.

Why Choose a Mortgage Advisor in Lincoln?

A good mortgage broker saves you time, money, and stress. Our local knowledge, combined with nationwide reach, means you get the best of both worlds, expert advice backed by a personal touch.

What We Offer:

  • Free initial consultation
  • Clear, honest advice
  • Access to specialist lenders
  • Help with paperwork and applications
  • A single point of contact throughout

Mortgage Adviser Lincoln — Local Advice You Can Trust

Spolton Mortgages was founded by husband-and-wife team Nick and Kasia Spolton. We’ve built our reputation on transparency, reliability, and genuine care for our clients. While our roots are in Sleaford and Lincolnshire, our service now supports clients across the UK.

Explore the Best Mortgage Deals in Lincoln

We help you understand what you can afford, what mortgage options are available, and what works best for your short- and long-term goals. Use our free tools or speak to one of our advisers to get started.


Mortgage Types We Can Help With:

  • Fixed-rate and tracker mortgages
  • Help to Buy and Shared Ownership
  • Buy-to-let and portfolio lending
  • Remortgaging and product transfers
  • Complex income/self-employed cases

Start Your Mortgage Journey with Confidence

Whether you’re just starting to explore your options or ready to apply, we’re here to help.

Or visit us at: 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34 7TW

We access the whole of the mortgage market to find the best mortgage to suit your needs.

We are family

Spolton Mortgages is a family mortgage broker founded by Nick and Kasia Spolton. 

From our office in Sleaford, we provide mortgage and mortgage protection advice. 

Well-known, and respected for providing trusted advice, we started by helping people find mortgages in Lincoln, Sleaford, and throughout Lincolnshire. Now we find ourselves helping people across the whole of the UK.

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