Your deposit sets your loan to value (LTV), which is the share of the property you are borrowing. A lower LTV usually unlocks lower rates, so even a slightly bigger deposit can reduce the overall cost.

Enter the price and your deposit to see your LTV and loan amount, plus what a 5% and 10% deposit would be. Then talk to us about which lenders suit your deposit.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

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What clients say

710 verified reviews, rated 5.0

263 reviews on Google and 447 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor

VouchedFor

Having known Seth for 20 plus years as a bank customer from his banking days, it was a natural choice to go to him for mortgage advice when needed. Always 100% trustworthy, Seth takes the time to identify your needs, which can be very specific, to offer you the best possible product available and guide you through the full process. Sound, sensible advice, always relaxed but professional, but personable at the same time.

Verified client

Review of Seth Jackson

VouchedFor

We have used Nick in the past, so decided to seek his assistance second time round also. I am self employed so it adds extra complications and find it so easy using Nicks services. Nick helps explain everything in layman’s terms, he ensures we understand what each and every company has to offer and their differences so we can make educated decisions. Twice now we have got a mortgage that is best for our needs. Genuinely really pleased with Nick every step of the way.

Verified client in Lincolnshire

Review of Nick Spolton

VouchedFor

I was looking for a mortgage advisor in the purchase of my first property Seth went above and beyond, finding me fantastic deals on my mortgage, insurances, and helping guide me step by step when I had no idea what I was doing It was better than I could’ve expected N/A

Verified client in Lincolnshire

Review of Seth Jackson

VouchedFor

I was looking to buy my first home and needed advice on how to go about things, what I could get on a mortgage etc. Nick was absolutely outstanding in all aspects of his service. He gave valuable advice, explained the whole process in detail and went above and beyond to find me the best deal on a mortgage. 100% I achieved the outcome I was looking for. I was overwhelmed and delighted to secure a mortgage thanks to Nick. Nothing at all, outstanding from start to finish. So friendly and made me feel comfortable throughout.

Verified client in Norfolk

Review of Nick Spolton

VouchedFor

Re mortgage Very friendly , trustworthy service , lots of advice and options with no pressure . Perfect service in my mind Yes Really only thing that Nick could do extra is give a nice chocolate biscuit with the coffee !

Verified client in Lincolnshire

Review of Nick Spolton

VouchedFor

With my partner we would like to buy a house and Nick was recommended by my sister. First of all he explained everything and went through the process with us. He is always available when I need him. Yes, Nick is very helpful and explained whole process and answer all difficult and less difficult questions.

Verified client in Nottinghamshire

Review of Nick Spolton

710

Five-star reviews

5.0★

Average rating

Read all 710 reviews

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