Local, whole-of-market advice

Mortgage Broker in Bassingham, Lincolnshire

Looking for a mortgage broker in Bassingham? We are over in Sleaford, offering friendly, whole-of-market mortgage and protection advice to Bassingham and the Witham villages. Free until your offer is approved.

5.0★ · 700 reviews About 12 miles north-west of our Sleaford office Free until approved
01529 300500
Your Lincolnshire mortgage team

Nick, Kasia & the team

Advising Bassingham from our Sleaford office

5.0 on Google & VouchedFor

Out toward the Witham villages north-west of Sleaford, Bassingham is a larger village we are glad to serve, with friendly, whole-of-market mortgage and protection advice. Whether you are buying your first home, moving, or remortgaging, we make the whole thing straightforward.

Whole-of-market, built around you

We compare lenders right across the country, including those happy with smaller deposits and less typical incomes, to find the deal that genuinely fits your situation rather than the one your bank happens to offer.

A named adviser the whole way

You will not be passed around. The same adviser looks after you from first chat to keys, handling the paperwork and chasing progress for you.

Local to you

Easy to reach us from Bassingham

About 12 miles north-west of our Sleaford office.

Bassingham lies north-west of Sleaford near the River Witham, reached via the A607 and local roads, a comfortable drive to our office.

Bassingham is a sizeable village with St Michael's Church at its centre and a strong community around its shops and school.

Get directions to our Sleaford office

Rather not travel? We advise plenty of Bassingham clients by phone and video, on Zoom, Microsoft Teams or Google Meet, at a time that suits you. Pop into the Sleaford office or meet online, whichever is easier.

Property in Bassingham

House prices and new homes in Bassingham

Average prices by property type

  • Detachedaround £370,000
  • Semi-detachedaround £230,000
  • Terracedaround £190,000
  • Bungalowaround £275,000

Figures are a guide to the local market. We will work out exactly what you could borrow for your own purchase.

New developments

Links are provided for convenience only. Spolton Mortgages is independent and does not endorse, promote or have any affiliation with these developments or developers.

Why use a mortgage broker

A mortgage broker beats going direct

One bank shows one bank’s deals. We compare the whole market and do the legwork, often finding a rate you could not reach alone.

Going direct to one lender
  • One lender, one shelf of deals
  • You fill in the forms and chase progress
  • Criteria hidden in the fine print
  • A computer-says-no can end it there
  • No one in your corner if it stalls
With Spolton, whole of market
  • The whole market compared for you
  • We handle the application end to end
  • Criteria explained in clear, everyday terms
  • Declined elsewhere? We know who says yes
  • A named adviser who chases it for you
  • Free until your mortgage offer is approved

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

What clients say

700 verified reviews, rated 5.0

257 reviews on Google and 443 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor
Google

This was my second time using Spolton Mortgages. Nick helped sort out paying off my Help to Buy loan, found me a great mortgage deal and made sure it was affordable, and Kasia smashed the insurance side. Everything went seamlessly.

700
Five-star reviews
257
on Google
443
on VouchedFor
5.0★
Average rating

Read all 700 reviews

Real stories

How we helped Kelsey buy her first home in Sleaford

A single first-time buyer in her twenties needed to borrow above the usual income multiple to buy in Sleaford. Tom found a mainstream lender, Accord, whose criteria fit, and completed in just over a month.

The situation

As a single applicant in her twenties, affordability was the biggest part of the case. Kelsey was employed as a Customer Adviser and had a £20,000 deposit, but she needed to borrow more than a standard income multiple calculation might usually allow.

The turning point

Tom identified that Kelsey needed some additional borrowing power, because she was looking to borrow above a typical 4.5 times income calculation. That did not mean the case had to be pushed straight to a specialist lender charging much higher rates. Instead, Tom looked for a mainstream lender whose affordability criteria matched her circumstances.

The solution

The mortgage was arranged with Accord Mortgages on a five-year fixed rate: a £160,000 purchase, a £140,000 mortgage with Kelsey’s £20,000 deposit, at 88% loan to value over a 40-year term.

Read the full case study More case studies

Every situation is different. This reflects one client’s experience and is not a guarantee of the same outcome. Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Good to know

Mortgages in Bassingham: your questions answered

How do I reach your office from Bassingham?

We are in Sleaford, about twelve miles south-east, roughly twenty-four minutes by car. Visit us in person or work by phone and video.

Will you compare more than my own bank?

Yes. We are whole-of-market, so we compare lenders across the country, including ones you cannot approach directly, to find the deal that fits you.

Do you charge for advice?

Our advice is free until your mortgage offer is approved. A fee then applies, typically £299, and £199 for Armed Forces and Blue Light Card holders.

Nearby

We also advise across Lincolnshire

Real people, real advice

The team behind your mortgage in Bassingham

You will deal with a named adviser from start to finish, backed by an administration team who keep your case moving. Here is who you will be working with.

From first chat to front-door key

Let’s make your move simple

Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.

01529 300500
Free until your offer is approved No jargon, no pressure Whole-of-market advice

Your home/property may be repossessed if you do not keep up repayments on your mortgage.