Local, whole-of-market advice
Mortgage Broker in Lincoln, Lincolnshire
Looking for a mortgage broker in Lincoln? We are a straight run south on the A15 in Sleaford, offering friendly, whole-of-market mortgage and protection advice to Lincoln buyers and homeowners. Free until your offer is approved.
5.0★ · 701 reviews
About 17 miles north of our Sleaford office Free until approved
Your Lincolnshire mortgage team
Lincoln sits on the A15, A46 and A57, a straight run south on the A15 to our Sleaford office, with Lincoln Central station linking to the East Coast Main Line at Newark.
Whole-of-market mortgage advice for Lincoln
Plenty of Lincoln clients pop into our Sleaford office for a coffee, while others do everything by phone and video. Either way, we compare lenders right across the market to find the deal that fits you, not just the one your own bank happens to offer.
Lincoln property and your mortgage
A mix of Victorian uphill and downhill terraces, 1930s semis, modern estates and city-centre flats. Lincoln is famous for its medieval Cathedral and Castle, home to an original 1215 Magna Carta, the cobbled Steep Hill and Bailgate, the Brayford Pool waterfront and the University of Lincoln. With average prices around £215,000, we will tell you honestly what you can borrow and which lenders suit the kind of home you are buying.
One named adviser, start to finish
You deal with the same adviser from the first chat to the keys, handling the application, talking to the lender and chasing your solicitor so nothing lands on you unexpectedly.
Local to you
Easy to reach us from Lincoln
About 17 miles north of our Sleaford office.
Lincoln sits on the A15, A46 and A57, a straight run south on the A15 to our Sleaford office, with Lincoln Central station linking to the East Coast Main Line at Newark.
Lincoln is famous for its medieval Cathedral and Castle, home to an original 1215 Magna Carta, the cobbled Steep Hill and Bailgate, the Brayford Pool waterfront and the University of Lincoln.
Get directions to our Sleaford officeRather not travel? We advise plenty of Lincoln clients by phone and video, on Zoom, Microsoft Teams or Google Meet, at a time that suits you. Pop into the Sleaford office or meet online, whichever is easier.
Property in Lincoln
House prices and new homes in Lincoln
Average prices by property type
- Detachedaround £290,000
- Semi-detachedaround £180,000
- Terracedaround £150,000
- Flataround £125,000
Figures are a guide to the local market. We will work out exactly what you could borrow for your own purchase.
New developments
- Western Growth Corridor, Lincoln
- New build homes in Lincoln
- Ask us about a mortgage on any current Lincoln development
Links are provided for convenience only. Spolton Mortgages is independent and does not endorse, promote or have any affiliation with these developments or developers.
How we help
Mortgage advice for Lincoln
Local service pages for Lincoln
Why use a mortgage broker
A mortgage broker beats going direct
One bank shows one bank’s deals. We compare the whole market and do the legwork, often finding a rate you could not reach alone.
Going direct to one lender
- One lender, one shelf of deals
- You fill in the forms and chase progress
- Criteria hidden in the fine print
- A computer-says-no can end it there
- No one in your corner if it stalls
With Spolton, whole of market
- The whole market compared for you
- We handle the application end to end
- Criteria explained in clear, everyday terms
- Declined elsewhere? We know who says yes
- A named adviser who chases it for you
- Free until your mortgage offer is approved
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
What clients say
701 verified reviews, rated 5.0
258 reviews on Google and 443 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.
5.0 average · Google & VouchedFor
Good to know
Mortgages in Lincoln: your questions answered
How do I reach your office from Lincoln?
We are in Sleaford, about seventeen miles south straight down the A15, roughly thirty minutes by car. Visit in person or work remotely by video and phone.
Do you charge for mortgage advice?
Our advice is free until you receive a fully approved mortgage offer. A fee then applies, typically £299, and £199 for Armed Forces and Blue Light Card holders.
Can you help first-time buyers in Lincoln?
Yes. We guide first-time buyers through every step and know which lenders welcome smaller deposits, flats and new-build purchases.
Nearby
We also advise across Lincolnshire
- North Hykeham
- Waddington
- Washingborough
- Sleaford
Real people, real advice
The team behind your mortgage in Lincoln
You will deal with a named adviser from start to finish, backed by an administration team who keep your case moving. Here is who you will be working with.
From first chat to front-door key
Let’s make your move simple
Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.
Free until your offer is approved
No jargon, no pressure
Whole-of-market advice
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
