Mortgage FAQs

Mortgage questions, answered clearly

Straight, jargon-free answers to the mortgage questions we hear most, from remortgaging and shared ownership to first-time buyers and rent to buy. Cannot find yours? Ask us and we will help.

01529 300500

What clients say

710 verified reviews, rated 5.0

263 reviews on Google and 447 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor
VouchedFor

Our bank informed us we couldn’t port our existing mortgage, which would have meant thousands in early repayment charges and a more expensive new deal. Thankfully, Nick stepped in and managed to secure an agreement to port our mortgage, saving us money not only on early repayment charges but also securing lower monthly repayment fees —something we didn’t think was possible. He saved us a huge amount of money and stress, we’re very pleased we went through him. The whole process was straightforward, and Nick was always friendly, professional, and quick to respond. He took the time to explain everything clearly and made us feel really looked after from start to finish. Yes, we’d definitely recommend Spolton Mortgages to anyone looking for clear advice and great service. Thank you again for all your help! Nothing that we can think of.

Verified client in Lincolnshire
710
Five-star reviews
263
on Google
447
on VouchedFor
5.0★
Average rating

Read all 710 reviews

From first chat to front-door key

Let’s make your move simple

Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.

01529 300500
Free until your offer is approved No jargon, no pressure Whole-of-market advice

Your home/property may be repossessed if you do not keep up repayments on your mortgage.