Shared Ownership FAQ

Which banks lend on shared ownership?

A number of mainstream and specialist lenders offer shared ownership mortgages, although this can change over time. Common lenders in this area can include Halifax, Nationwide, Leeds Building Society, Santander and Barclays, among others.

The best lender depends on your circumstances, including income, deposit size, property type and credit profile. Some lenders are stronger for flats, new builds or first-time buyers than others.

Because criteria can vary significantly, comparing lenders through a whole-of-market mortgage broker often provides access to more suitable options than approaching one lender directly.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

For the full picture, read our guide to shared ownership mortgage advice.

Still weighing it up?

Every situation is different. Have a free, no-obligation chat and we will give you a straight answer for your circumstances.

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What clients say

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258 reviews on Google and 443 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor
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To guide us through sale and purchase of property. He went above and beyond his job discription to help the sale go through. Without his guide and actions, everything would have fell through. Can’t thank him enough. Yes He did exactly what we hoped at a very fast and highly professional speed. Always available and the move was only made possible because of his actions.

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443
on VouchedFor
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Your home/property may be repossessed if you do not keep up repayments on your mortgage.