A number of mainstream and specialist lenders offer shared ownership mortgages, although this can change over time. Common lenders in this area can include Halifax, Nationwide, Leeds Building Society, Santander and Barclays, among others.
The best lender depends on your circumstances, including income, deposit size, property type and credit profile. Some lenders are stronger for flats, new builds or first-time buyers than others.
Because criteria can vary significantly, comparing lenders through a whole-of-market mortgage broker often provides access to more suitable options than approaching one lender directly.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
For the full picture, read our guide to shared ownership mortgage advice.
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