Buy-to-Let Mortgages in Sleaford

Clear, local advice for landlords across Lincolnshire incl. Lincoln, Boston, Grantham, Newark, Stamford.

Supporting landlords across Lincolnshire

Whether you’re buying your first rental flat in Sleaford, adding to a portfolio in Grantham or Newark, or you’re serving with the MOD at RAF Cranwell, Waddington or Coningsby and want to invest in property, we’ll give you advice that’s grounded in real local knowledge and up-to-date lender criteria.

Landlords in Sleaford, Lincoln, and Boston come to us because:

They’ve seen rules tighten on affordability and stress tests.
They want clear answers on deposits, rates, and which lenders still back landlords.
They don’t want to risk a costly mistake with the wrong mortgage deal.

Whether you’re buying your first rental flat in Sleaford, adding to a portfolio in Grantham or Newark, or planning ahead near RAF Cranwell or Waddington, we’ll give you advice that’s grounded in real local knowledge and up-to-date lender criteria.

At Spolton Mortgages, buy-to-let isn’t a side service — it’s a core part of what we do. We’ll guide you through the numbers, but more importantly, we’ll help you make decisions with confidence.

Unbiased Advice

Dedicated to providing trusted advice, we believe financing your home should be exciting and stress-free. Here’s just some of the lenders we work with;

We access the whole of the mortgage market to find the best mortgage to suit your needs.

Why landlords trust Spolton Mortgages

Local knowledge: We’re based in Sleaford and work daily with landlords across Lincolnshire.
Whole-of-market access: We find the lender that best matches your rental plans.
RAF understanding: From Cranwell to Waddington, we know the unique challenges for service personnel landlords.
Hands-on support: We don’t just recommend a deal — we manage the application right through to completion.

Our buy-to-let process in 3 steps

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Understand your goals

We talk through your property plans, rental expectations, and long-term strategy.

Match you to lenders

We compare the market, check stress tests, and present options in clear, simple terms.

Support until completion

We manage the application, liaise with valuers and solicitors, and keep you updated until the mortgage is complete.

Local rental market insights

Looking for more information about being a landlord or exploring the local rental market? We’ve pulled together some useful external resources that many of our clients find helpful. These links go to third-party websites, and while we believe they offer valuable insights, we’re not responsible for their content or updates. Always check the latest information directly with the source.

Sleaford (The Hedgerows, 2‑bed flat): current rental yield of 6.7% – Rightmove listing
Sleaford estimated average yield: 4.4% – Belvoir comparison between Grantham, Stamford, and Sleaford
Boston average yield: 4.2% – Let Us Let U Market Review
Lincoln yields: 3.8–3.95% – RW Invest Lincoln Buy-to-Let Guide & Lincoln Property Blog
Average rent in Sleaford: £818 pcm – Home.co.uk Sleaford listings

We are family

Spolton Mortgages is a family mortgage broker founded by Nick and Kasia Spolton.

From our office in Sleaford, we provide mortgage and mortgage protection advice.

Well-known, and respected for providing trusted advice, we started by helping people find mortgages in Lincoln, Sleaford, and throughout Lincolnshire. Now we find ourselves helping people across the whole of the UK.