Question 1

What is let-to-buy?

Accepted Answer

You remortgage your current home onto a buy-to-let basis to let it out, often releasing equity for a deposit, and buy a new home to live in. We arrange both at once.

Question 2

Why not just sell my current home?

Accepted Answer

Some people want to keep a property as an investment, are not ready to sell, or want to move quickly. Let-to-buy keeps your options open. We help you weigh it up.

Question 3

Can I use the equity in my home as a deposit?

Accepted Answer

Often yes. A let-to-buy remortgage can release equity to put toward your new home. We will show you how much is realistic.

Question 4

Is let-to-buy two mortgages?

Accepted Answer

Yes, a buy-to-let on your current home and a residential mortgage on the new one. We arrange and coordinate both so they work together.

Question 5

Are these mortgages regulated?

Accepted Answer

The residential side is regulated, while the buy-to-let side usually is not. We explain what that means and look after both for you.

Let-to-Buy Mortgages in Sleaford & Lincolnshire