Honest about money
Mortgage broker fees, explained
Clear, fair and easy to understand from day one. There are no upfront charges, and most of our advice costs you nothing until your mortgage is approved. Here is exactly how it works.
Honest about money
No surprises. Ever.
Never a surprise fee. Here is how ours work, plainly: most advice is free until your mortgage is approved.
- Free until your offer is approved
- Whole-of-market, not one bank’s shelf
- We tell you the fee before any work begins
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
When do you pay a fee?
Our service is free until you receive a fully approved mortgage offer. There may then be a charge which, depending on your circumstances, will typically be £299, payable upon receipt of an approved mortgage offer. Our fee is discounted to £199 for Armed Forces and Blue Light Card holders.
Our fee is discounted to £199 for Armed Forces and Blue Light Card holders.
Remortgages, often no fee
For remortgages, if the best advice is to switch rates with your existing lender then we charge no fee at all.
No hidden costs, no surprises
No upfront charges. No hidden fees. No obligation to proceed. You should never be surprised by a fee, so we keep everything in plain English and confirm it all up front.
Your home/property may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.
Spolton Mortgages is a trading style of Spolton Ltd, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Number 993383.
From first chat to front-door key
Let’s make your move simple
Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.
Your home/property may be repossessed if you do not keep up repayments on your mortgage.
