Shared Ownership FAQ

Which banks lend on shared ownership?

A number of mainstream and specialist lenders offer shared ownership mortgages, although this can change over time. Common lenders in this area can include Halifax, Nationwide, Leeds Building Society, Santander and Barclays, among others.

The best lender depends on your circumstances, including income, deposit size, property type and credit profile. Some lenders are stronger for flats, new builds or first-time buyers than others.

Because criteria can vary significantly, comparing lenders through a whole-of-market mortgage broker often provides access to more suitable options than approaching one lender directly.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

For the full picture, read our guide to shared ownership mortgage advice.

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Every situation is different. Have a free, no-obligation chat and we will give you a straight answer for your circumstances.

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Needing help with a morgage Nick has helped me tremendously. I came to Nick for a morgage 4 years ago with a low credit score and he worked mega hard to get me one . I've now recently sold my property and Nick is again helping with me with trying to get the best deal on a morgage with my partner. This guy is a legend! Yes i have Nick couldn't have done any better. He did everything spot on.

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Your home/property may be repossessed if you do not keep up repayments on your mortgage.