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Use our handy mortgage calculator to estimate how much you might be able to borrow based on your income. Thinking of a joint mortgage? It could boost your borrowing potential, especially with two high incomes.
Keep in mind, factors like credit history, monthly expenses, deposit size, and differing lender policies can affect mortgage affordability.
Our calculator gives you a rough estimate of your potential loan size, but remember, maintaining manageable monthly payments now and in the future is key.
For a more precise calculation tailored to your circumstances, reach out to our team for free, expert mortgage advice. They’re ready to guide you through your mortgage loan eligibility process
You could borrow:
£0.00Based on 4.5 times of total earnings
The actual amount of mortgage available will vary and depend on, amongst other things, age & time to retirement, employment status, debts & credit history, amount of deposit, and property type. We’re happy to have a free consultation to get you an accurate assessment of the amount you could apply for on a mortgage.
call our expert advisers free today landline 01529 300 500
We are available Monday to Saturday, for a no-obligation consultation.
Our service is free until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £299 on receipt of an approved mortgage offer.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Spolton Ltd, trading as Spolton Mortgages (FCA Number 993383) is an appointed representative of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority.
Spolton Mortgages is a trading name of Spolton Ltd. Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34 7TW. Registered Company Number: 10903440 Registered in England & Wales.