Specialist help for tricky cases across Lincolnshire incl. Lincoln, Boston, Grantham, Newark, Stamford.
Some mortgage applications aren’t straightforward, especially if you’re self-employed, have multiple income streams, or past credit issues. At Spolton Mortgages, we specialise in complex cases that high-street lenders often turn away. We’ll take the time to understand your full financial picture, explain which lenders are most likely to approve your application, and put together a tailored strategy that gives you the best chance of success.
From Sleaford to Lincoln, Grantham and Newark, Spolton Mortgages helps you move forward with confidence.
Dedicated to providing trusted advice, we believe financing your home should be exciting and stress-free. Here’s just some of the lenders we work with;
We access the whole of the mortgage market to find the best mortgage to suit your needs.
Our reputation is built on solving challenges that others can’t. With over 500 five-star reviews, clients trust us to handle difficult cases with care and persistence. As whole-of-market advisers, we’re not tied to a single lender — giving us the flexibility to explore every possible route for you. We’ll guide you step by step, keep you updated, and fight to get you the approval you deserve.
Based in Sleaford, we help clients across Lincolnshire and the wider East Midlands navigate complex mortgage situations. Whether you’re in Grantham, Boston, Newark, or one of the surrounding villages, our local expertise and close relationships with lenders mean we can often secure solutions that national firms overlook. We know the regional property market well, which helps us advise not just on the mortgage, but the wider buying process.
Spolton Mortgages is a family mortgage broker founded by Nick and Kasia Spolton.
From our office in Sleaford, we provide mortgage and mortgage protection advice.
Well-known, and respected for providing trusted advice, we started by helping people find mortgages in Lincoln, Sleaford, and throughout Lincolnshire. Now we find ourselves helping people across the whole of the UK.
Useful, impartial resources — third-party sites we don’t control. Please check the latest info directly.
Yes — we’ll review why, then target lenders more suited to your profile.
Yes — we regularly place day-rate contractors, umbrella, limited company directors and mixed PAYE/self-employed cases.
Sometimes. Specialist lenders may price differently, but we’ll compare total cost and product features for you.
Not always. Some lenders accept certain construction types with the right survey/warranty.