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6, Mill House, Carre Street, Sleaford, Lincolnshire NG34 7TW
info@spolton.mortgage
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info@spolton.mortgage
Get Directions

Home
Mortgages
Insurance
Useful Links
About us
Contact an Expert
Call 01529 300500

Home
Mortgages
Insurance
Useful Links
About us
Contact an Expert
Call 01529 300500

Mortgage FAQs

First Time Buyers

Can I get a 25 year mortgage at age 55?
Can I get a mortgage with a 20k salary?
Do first-time buyers get 50% off?
How much can I borrow on a 40K salary in the UK?
How much deposit for a 300k house first-time buyer?
How much is 13.50 an hour annually?
How much loan can I get on 18000 salary?
How much money do you need as a first-time buyer?
How to avoid paying 5% stamp duty?
Is a 30k salary enough to buy a house?
Is a mortgage always 4.5 times your salary?
Should I wait to buy a house in the UK in 2026?
What are first-time buyers entitled to?
What are the new rules for first-time buyers?
What credit score is needed for a mortgage?
What do first-time buyers not pay?
What is a 5.5 times salary mortgage?
What is a good salary in the UK for a single person?
What is a top 2% salary in the UK?
What is the minimum salary for a 300k house?
What salary do I need for a 200k mortgage in the UK?
What salary do I need for a 300k mortgage in the UK?
Who is exempt from stamp duty?
Will first-time buyers have to pay stamp duty in 2026?

Remortgaging

Do you get money for remortgaging?
Does remortgage affect credit score?
How does remortgaging work?
How much can I borrow when remortgaging?
How much is a solicitor for a remortgage?
How to cut 10 years off a 30 year mortgage?
Is it cheaper to mortgage or remortgage?
Is it smart to remortgage?
Is remortgaging a house a good idea?
What are the negatives of remortgaging?
What does it mean to remortgage your house?
What does SVR mean?
What is the 2 rule for paying off a mortgage?
What is the 2% rule in property?
What is the downside of remortgaging?
What is the smartest way to pay off a mortgage?
What salary do I need for a 100k mortgage in the UK?
Will mortgage rates ever be 3% again?

How to Reach Us

Pop into our Sleaford office for a chat, give us a call, or drop us a message. No jargon, just honest advice to help you move forward with your mortgage application with confidence.

Call

Email

info@spolton.mortgage

Visit

Spolton Mortgages
6 Mill House, Carre Street, Sleaford, Lincolnshire NG34 7TW

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Opening Hours

Monday to Friday: 9:00am – 5:00pm
Saturday: 10:00am – 1:00pm
Sunday: Closed

Spolton Mortgages

Spolton Mortgages is a local, whole of market mortgage and insurance broker based in Sleaford, Lincolnshire. We provide clear, straightforward mortgage advice to clients in Sleaford, Lincoln, North Hykeham and across the surrounding towns and villages.

From first-time buyers in Lincoln to landlords in Newark and Grantham, we help homeowners make confident decisions with practical, honest advice.

Founded and Incorporated on in 2017 by former Lloyds Bank managers, we offer clear, jargon-free advice by phone, video or in person. Rated 5 stars with 658+ verified reviews across Google and Vouched for, we’re trusted by families, investors and service personnel across Lincolnshire.

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Just in time notice
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Mortgage FAQs
Our Fees

Home
Mortgage Broker Services
Insurance Broker Services
Blog
About us
Awards & Recognition
Contact us
Just in time notice
Privacy policy
Join our team
Mortgage FAQs
Our Fees

Locations

Radcliffe on Trent

Mortgage Calculators

All Mortgage Calculators
Low deposit mortgage calculator
Mortgage affordability calculator
Mortgage deal comparison calculator
Mortgage deposit calculator
Mortgage deposit saving calculator
Mortgage overpayment calculator
Mortgage repayment calculator
Shared ownership calculator
Stamp duty calculator
Total cost of buying a house calculator

All Mortgage Calculators
Low deposit mortgage calculator
Mortgage affordability calculator
Mortgage deal comparison calculator
Mortgage deposit calculator
Mortgage deposit saving calculator
Mortgage overpayment calculator
Mortgage repayment calculator
Shared ownership calculator
Stamp duty calculator
Total cost of buying a house calculator

Important Information

Our service is free until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £299 on receipt of an approved mortgage offer.

Our Fee is discounted to £199 for Armed Forces & Blue Light Card Holders.

For remortgages, If best advice is to switch rates with your existing lender then we charge no fee at all.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply. Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.

Spolton Mortgages is a trading style of Spolton Ltd, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Founded in 7 August 2017, Spolton Mortgages is a trading name of Spolton Ltd (FCA Number 993383). Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34 7TW. Registered Company Number: 10903440 Registered in England & Wales.

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