If you’ve searched “mortgage advisors near me”, you’re probably not looking for flashy promises or sales talk. You just want someone local, experienced, and reliable who can guide you through the process properly.
Before you spend hours comparing reviews, here’s a clear, local shortlist of mortgage advisers across Lincolnshire, starting with our own team at Spolton Mortgages and followed by a few other firms you may see in local search results.
If you want clear advice without pressure, you can speak to Spolton Mortgages today for a free, no-obligation chat.
What people usually mean when they search “mortgage advisors near me”
When most people search “mortgage advisors near me, they’re not just looking for the closest office on a map. They’re usually looking for someone local they can trust, an adviser who understands the area, explains things clearly, and stays involved until everything is finished.
In Lincolnshire, that typically means a mortgage adviser who:
- Is FCA regulated and independent
- Has access to the whole mortgage market, not just a limited panel
- Has strong local reviews from real clients
- Regularly helps first-time buyers, home movers, remortgages, and more complex cases
That distinction matters. Not all advisers work in the same way, and some offer limited lender choice or step back once an agreement in principle is issued.
1. Spolton Mortgages (Sleaford)
Serving clients across Lincolnshire | Whole of market | Family-run
Spolton Mortgages sits at the top of this list because of depth of experience, consistency, and local trust built over hundreds of real client cases.
Review strength that’s hard to ignore
- 222 Google reviews (as of 16th December 2025)
- 374 verified VouchedFor reviews (as of 16th December 2025)
- Consistently rated 5 stars across both platforms
This isn’t based on a small number of standout cases. It reflects a repeatable, well-run process that clients return to time and time again.
What clients consistently say
Across Google and VouchedFor, clients regularly mention:
- Clear, honest explanations without jargon
- Strong communication at every stage
- No pressure or rushed decisions
- Ongoing support, even after the mortgage offer
- Feeling genuinely looked after when things get stressful
One recent Google review puts it well:
From start to finish, the process was smooth, transparent, and personalised. John’s deep product knowledge, proactive communication, and problem-solving approach guided us through mortgage options, timelines, and coordination with lenders, solicitors, and third parties… clear, actionable steps at every milestone ensured we navigated complexities without pressure.
– Dai Lawrence
A returning client shared:
This was my second time using Spolton Mortgages… Nick helped sort out paying off my Help to Buy loan, finding me a great mortgage deal and making sure it was affordable. Kasia once again smashed the insurance side of things… everything went seamlessly.
– Georgia
Verified VouchedFor clients across Lincolnshire also highlight:
- “Friendly, knowledgeable service with great communication.“
- “You feel fully supported and there is absolutely no pressure.”
- “Always at the end of the phone if you need help.“
Mortgage services Spolton Mortgages is known for
Spolton Mortgages advises on a wide range of mortgage types, which is particularly important if your situation isn’t completely straightforward:
First-time buyers and home movers
Remortgaging and refinancing
- Remortgages
- Fixed-rate expiry reviews
- Capital raising for home improvements
Landlords and property investors
Specialist and complex cases
- Armed Forces Help to Buy mortgages
- Bad credit mortgages
- Complex mortgage advice
- Joint Borrower Sole Proprietor (JBSP) mortgages
Later life lending
Alongside mortgages, clients also receive joined-up advice on protection, including life insurance, critical illness cover, income protection, and home insurance, ensuring everything works together rather than being treated as an afterthought.
Local knowledge that actually helps
Spolton Mortgages works with clients across Sleaford, Lincoln, Grantham, Boston, Newark, Stamford, Bourne and surrounding villages as well as our mortgage office in Radcliffe on Trent. That local understanding helps when dealing with chains, new-build timelines, RAF moves, or lender quirks tied to specific property types.
Other mortgage advisers in Lincolnshire
When searching “mortgage advisors near me”, you may also come across the following firms:
Mortgage Advice Bureau – Lincoln
A national brand with a Lincoln office, operating under a network model with access to a large lender panel.
Lincoln Moneyman – Lincoln
A Lincoln-based brokerage with a city-focused presence and visible Google reviews.
ES Mortgage Services – Boston
A smaller Boston-based adviser with a limited but positive set of VouchedFor reviews.
Spalding Mortgage Solutions – Spalding
A local Spalding firm with a smaller review footprint.
These firms all operate locally, but they differ in scale, structure, and service depth compared to a family-run, county-wide adviser.
Which mortgage adviser near you should you speak to?
If you want:
- A proven local firm backed by hundreds of verified reviews
- Whole-of-market advice, not tied to one lender
- Support that continues beyond the mortgage offer
- Clear, pressure-free conversations
Then Spolton Mortgages is a strong place to start.
Speak to a local mortgage adviser today
If you’re searching “mortgage advisors near me” because you want clarity and confidence, a quick conversation can make a big difference.
Contact Spolton Mortgages today for a free, no-obligation consultation
Friendly, local advice from a team trusted by hundreds of Lincolnshire clients.
Your home may be repossessed if you do not keep up repayments on your mortgage.
