Spolton Mortgages Fees
Simple, Transparent Mortgage Advice Fees
At Spolton Mortgages, we believe in keeping things clear, fair, and easy to understand from day one. You’ll never pay anything upfront for our advice.
When Do You Pay a Fee?
Our service is completely free until you receive a fully approved mortgage offer.
Only at that stage, a fee may apply.
- Typical fee: £299
- When payable: On receipt of your approved mortgage offer
This means you can move forward with confidence, knowing you won’t pay anything unless your mortgage is successfully secured.
Discounted Fees
We’re proud to support those who serve our communities.
- Armed Forces & Blue Light Card Holders: £199
If this applies to you, just let us know and we’ll apply the discounted rate.
Remortgages – Often No Fee
If you’re remortgaging, we’ll always recommend what’s genuinely best for you.
- If the best option is to switch rates with your current lender, we charge no fee at all
This is part of our commitment to honest, client-first advice, even when it means no fee for us.
No Hidden Costs. No Surprises.
We pride ourselves on being completely transparent.
- No upfront charges
- No hidden fees
- No obligation to proceed
Everything is clearly explained before you make any decisions.
Why Our Clients Feel It’s Worth It
We’re not just here to find you a mortgage, we guide you through the entire process, from start to finish.
Our clients regularly highlight:
- Clear, honest advice
Regular updates and communication - A smooth, stress-free experience
- Support even after your mortgage completes
As one recent client shared:
“Transparent about fees and timelines… clear, actionable steps at every stage.”
Dai, Spolton Mortgages client (Google Review)
Speak to Us – No Pressure, No Cost
If you’re thinking about getting a mortgage or remortgaging, we’re here to help. You can speak to us, ask questions, and get expert advice, completely free, with no obligation.
Meet The Spolton Mortgages Team
With years of mortgage experience and a no-nonsense approach, we’re here to make the mortgage process simple and stress-free.
Nick Spolton
Kasia Spolton
John Hallam
Seth Jackson
17 Ploughmans Court, Lincoln, LN2 4FP, 07511 231877
Tom Clifton
Becky Weston
Speak to Us – No Pressure, No Cost
If you’re thinking about getting a mortgage or remortgaging, we’re here to help. You can speak to us, ask questions, and get expert advice, completely free, with no obligation.