Mortgage FAQs
Mortgage questions, answered clearly
Straight, jargon-free answers to the mortgage questions we hear most, from remortgaging and shared ownership to first-time buyers and rent to buy. Cannot find yours? Ask us and we will help.
Remortgaging
8 questions- How does remortgaging work?
- Is it smart to remortgage?
- How much can I borrow when remortgaging?
- How to cut 10 years off a 30 year mortgage?
- What is the smartest way to pay off a mortgage?
- What is the downside of remortgaging?
- What does SVR mean?
- Will mortgage rates ever be 3% again?
Shared Ownership
13 questions- How do I sell my shared ownership home?
- Is it hard to get a mortgage for shared ownership?
- What salary do I need for shared ownership?
- How much deposit do you need for a shared ownership mortgage?
- How much can I borrow from a mortgage shared ownership?
- Which banks lend on shared ownership?
- Can you do 100% mortgage on shared ownership?
- What is the 45% rule for shared ownership?
- What is the downside to shared ownership?
- Can I be kicked out of a shared ownership house?
- Do you pay full council tax on shared ownership?
- What happens when you own 100% of shared ownership?
- Is shared ownership for poor people?
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