Solicitor fees for a remortgage typically range from £300 to £600, although costs can vary depending on the property type and complexity of the case. The solicitor’s role is to handle the legal transfer between lenders. This includes redeeming your existing mortgage, managing any title checks and registering the new lender with the Land Registry.
Some lenders offer free legal packages as part of their remortgage products. These can reduce upfront costs, although they may come with restrictions such as limited communication methods or additional charges if the case becomes more complex.
It is important to review the overall product cost rather than focusing solely on whether legal fees are included. Sometimes a slightly higher interest rate with free legal work can still represent better overall value.
Legal and lender fees are covered in our overview of Remortgaging costs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.