/* ================================================================
   Spolton Mortgages — Single Mortgage Service page
   ================================================================ */

/* --- Hero ------------------------------------------------------- */
.spm-svc-hero {
  position: relative;
  background: var(--grad-purple);
  color: #fff;
  padding: 28px 0 72px;
  overflow: hidden;
}

.spm-svc-hero-glow {
  position: absolute;
  top: -140px;
  right: -100px;
  width: 460px;
  height: 460px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(180,134,215,.4), transparent 68%);
  pointer-events: none;
}

.spm-svc-breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
  font-size: var(--text-sm);
  color: rgba(255,255,255,.7);
  padding: 18px 0 30px;
}

.spm-svc-breadcrumb a {
  color: rgba(255,255,255,.85);
  text-decoration: none;
}

.spm-svc-breadcrumb a:hover {
  color: #fff;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.spm-svc-breadcrumb svg {
  transform: rotate(-90deg);
  opacity: .5;
}

.spm-svc-breadcrumb [aria-current="page"] {
  color: #fff;
  font-weight: 600;
}

.spm-svc-hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 56px;
  align-items: start;
}

/* Nudge the card down so its top sits level with the H1, not the eyebrow */
.spm-svc-hero-media { padding-top: 42px; }

@media (max-width: 900px) {
  .spm-svc-hero-grid { grid-template-columns: 1fr; gap: 32px; }
  .spm-svc-hero-media { display: none; }
}


.spm-svc-title {
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: var(--text-3xl);
  line-height: 1.05;
  text-transform: uppercase;
  letter-spacing: -0.01em;
  color: #fff;
  margin: 0 0 18px;
  text-wrap: balance;
}

.spm-svc-intro {
  font-size: var(--text-lg);
  line-height: 1.6;
  color: rgba(255,255,255,.86);
  margin: 0 0 24px;
  max-width: 540px;
}

.spm-svc-hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.spm-svc-hero-media {
  display: flex;
  justify-content: flex-end;
  align-items: center;
}

@media (max-width: 900px) {
  .spm-svc-hero-media { justify-content: flex-start; }
}

/* Adviser card — compact and balanced, in the spirit of the homepage card */
.spm-svc-adviser-card {
  background: #fff;
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--line);
  overflow: hidden;
  width: 100%;
  max-width: 340px;
  text-align: center;
}

.spm-svc-adviser-tag {
  display: block;
  background: var(--brand-strong);
  color: #fff;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 11px 16px;
}

.spm-svc-adviser-body {
  padding: 24px 24px 26px;
}

/* Circular headshot — reads as intentional, never badly cropped */
.spm-svc-adviser-avatar {
  width: 104px;
  height: 104px;
  border-radius: 50%;
  overflow: hidden;
  margin: 0 auto 16px;
  background: var(--grad-purple);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 0 0 4px var(--purple-50);
}

.spm-svc-adviser-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
}

.spm-svc-adviser-initials {
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: 2.25rem;
  color: rgba(255, 255, 255, .6);
}

/* Team variant sits a touch wider to hold the full suite and balance the copy */
.spm-svc-team-card-hero { max-width: 380px; }

/* Team suite (default hero card) — full team, wrapping rows */
.spm-svc-team-cluster {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
  margin: 0 0 18px;
}

.spm-svc-team-chip {
  width: 66px;
  height: 66px;
  border-radius: 50%;
  overflow: hidden;
  background: var(--grad-purple);
  border: 2px solid var(--purple-50);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-sm);
}

.spm-svc-team-chip img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
}

.spm-svc-team-chip-i {
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: 20px;
  color: rgba(255, 255, 255, .7);
}

.spm-svc-adviser-name {
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: var(--text-lg);
  text-transform: uppercase;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin: 0 0 3px;
}

.spm-svc-adviser-role {
  font-size: var(--text-sm);
  color: var(--muted);
  margin: 0 0 12px;
}

.spm-svc-adviser-rating {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  font-size: 13px;
  font-weight: 600;
  color: var(--slate);
  margin: 0 0 18px;
}

.spm-svc-adviser-cta { width: 100%; justify-content: center; }

.spm-svc-adviser-vf {
  display: inline-block;
  margin-top: 12px;
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--brand);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.spm-svc-adviser-vf:hover { color: var(--brand-strong); }

/* Proof + FCA links row */
.spm-svc-adviser-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 7px;
  margin-top: 14px;
}

.spm-svc-adviser-links a {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 12px;
  font-weight: 700;
  font-family: var(--font-heading);
  letter-spacing: 0.02em;
  color: var(--brand-strong);
  background: var(--brand-tint);
  border: 1px solid var(--purple-100);
  border-radius: var(--r-pill);
  padding: 6px 11px;
  text-decoration: none;
  transition: background var(--dur-fast) var(--ease), border-color var(--dur-fast) var(--ease);
}

.spm-svc-adviser-links a:hover {
  background: var(--purple-100);
  border-color: var(--purple-200);
}

.spm-svc-adviser-links svg { color: #F59E0B; flex-shrink: 0; }
.spm-svc-adviser-links a:last-child svg { color: var(--brand); }

/* --- Archive ---------------------------------------------------- */
.spm-svc-archive-hero { padding-bottom: 60px; }

.spm-svc-archive-head { max-width: 720px; }

.spm-svc-archive { background: #fff; }

/* Grouped corridors on the Areas We Serve archive */
.spm-svc-region { margin-bottom: 48px; }
.spm-svc-region:last-child { margin-bottom: 0; }
.spm-svc-region-head { margin: 0 0 20px; }
.spm-svc-region-h {
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: var(--text-xl);
  color: var(--ink);
  margin: 0;
}
.spm-svc-region-intro { margin: 4px 0 0; color: var(--slate); font-size: var(--text-sm); }

.spm-svc-archive-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

@media (max-width: 860px) { .spm-svc-archive-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .spm-svc-archive-grid { grid-template-columns: 1fr; } }

.spm-svc-arch-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 26px;
  text-decoration: none;
  color: inherit;
  box-shadow: var(--shadow-sm);
  transition: border-color var(--dur) var(--ease), transform var(--dur) var(--ease), box-shadow var(--dur) var(--ease);
}

.spm-svc-arch-card:hover {
  border-color: var(--purple-200);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.spm-svc-arch-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--r-md);
  background: var(--brand-tint);
  color: var(--brand);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.spm-svc-arch-title {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: var(--text-md);
  color: var(--ink);
  margin: 0 0 8px;
  line-height: 1.3;
}

.spm-svc-arch-blurb {
  font-size: 14px;
  line-height: 1.6;
  color: var(--slate);
  margin: 0 0 16px;
  flex: 1;
}

.spm-svc-arch-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--brand);
  margin-top: auto;
  transition: gap var(--dur-fast) var(--ease);
}

.spm-svc-arch-card:hover .spm-svc-arch-link { gap: 10px; }

/* --- Featured testimonial (social proof) ----------------------- */
.spm-svc-proof {
  background: var(--surface);
  padding: 44px 0;
  border-bottom: 1px solid var(--line);
}

.spm-svc-proof-fig {
  margin: 0;
  max-width: 760px;
  margin-inline: auto;
  text-align: center;
  position: relative;
}

.spm-svc-proof-mark {
  color: var(--purple-200);
  display: inline-flex;
  margin-bottom: 6px;
}

.spm-svc-proof-stars {
  display: block;
  font-size: 18px;
  letter-spacing: 3px;
  margin-bottom: 14px;
}

.spm-svc-proof-quote {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(1.1rem, 0.9rem + 1vw, 1.5rem);
  line-height: 1.4;
  letter-spacing: -0.01em;
  color: var(--ink);
  margin: 0 0 14px;
  text-wrap: balance;
}

.spm-svc-proof-by {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--muted);
}

/* --- Overview + benefits --------------------------------------- */
.spm-svc-overview { background: #fff; }

.spm-svc-overview-grid {
  display: grid;
  grid-template-columns: 1.6fr .9fr;
  gap: 48px;
  align-items: start;
}

@media (max-width: 900px) {
  .spm-svc-overview-grid { grid-template-columns: 1fr; gap: 36px; }
}

.spm-svc-body {
  font-size: var(--text-md);
  line-height: 1.75;
  color: var(--slate);
}

.spm-svc-body > * + * { margin-top: 1.1em; }
.spm-legal-narrow { max-width: 820px; margin-inline: auto; }

/* About hero: office/team photo beside the intro */
.spm-about-hero-grid { align-items: center; }
.spm-about-hero-photo { margin: 0; }
.spm-about-hero-photo img {
  width: 100%;
  height: auto;
  display: block;
  border-radius: var(--r-xl);
  box-shadow: var(--shadow-lg);
}
.spm-about-hero-photo figcaption {
  margin-top: 10px;
  font-size: 13px;
  color: rgba(255, 255, 255, .82);
  line-height: 1.5;
}

/* Contact page */
.spm-contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 40px; align-items: start; }
@media (max-width: 860px) { .spm-contact-grid { grid-template-columns: 1fr; gap: 28px; } }
.spm-contact-details { display: grid; gap: 14px; }
.spm-contact-card {
  display: flex; align-items: flex-start; gap: 14px; padding: 18px 20px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--r-xl);
  text-decoration: none; color: var(--ink);
  transition: border-color var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
}
a.spm-contact-card:hover { border-color: var(--brand); box-shadow: var(--shadow-md); }
.spm-contact-i {
  display: inline-flex; align-items: center; justify-content: center; flex-shrink: 0;
  width: 42px; height: 42px; border-radius: 12px; background: var(--grad-purple, var(--brand)); color: #fff;
}
.spm-contact-lab { display: block; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--brand-strong); margin-bottom: 2px; }
.spm-contact-val { display: block; font-weight: 600; line-height: 1.4; }
.spm-contact-hours { margin: 6px 0 0; display: grid; gap: 4px; }
.spm-contact-hours > div { display: flex; justify-content: space-between; gap: 16px; font-size: var(--text-sm); }
.spm-contact-hours dt { color: var(--slate); margin: 0; }
.spm-contact-hours dd { margin: 0; font-weight: 600; }
.spm-contact-closed { color: var(--slate); font-weight: 500; }
.spm-contact-map { border-radius: var(--r-xl); overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow-md); }

/* Radcliffe adviser page: tighter hero H1 (long place name) */
.spm-radcliffe-page .spm-svc-hero-grid { grid-template-columns: 1.25fr 0.75fr; }
.spm-radcliffe-page .spm-svc-title { font-size: clamp(2.4rem, 1.9rem + 2.2vw, 3rem); }
@media (max-width: 900px) { .spm-radcliffe-page .spm-svc-hero-grid { grid-template-columns: 1fr; } }

/* Radcliffe adviser page: phone + hours */
.spm-radcliffe-contact { margin: 0 0 14px; }
.spm-radcliffe-contact a { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--brand-strong); text-decoration: none; font-size: var(--text-md); }
.spm-radcliffe-contact a:hover { text-decoration: underline; }
.spm-radcliffe-hours { margin: 0 0 18px; display: grid; gap: 4px; max-width: 320px; }
.spm-radcliffe-hours > div { display: flex; justify-content: space-between; gap: 16px; font-size: var(--text-sm); }
.spm-radcliffe-hours dt { color: var(--slate); margin: 0; }
.spm-radcliffe-hours dd { margin: 0; font-weight: 600; }

/* Join our team perks */
.spm-join-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
@media (max-width: 860px) { .spm-join-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .spm-join-grid { grid-template-columns: 1fr; } }

.spm-join-perk { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-xl); padding: 24px; }
.spm-join-perk-i { display: inline-flex; align-items: center; justify-content: center; width: 44px; height: 44px; border-radius: 12px; background: var(--grad-purple, var(--brand)); color: #fff; margin-bottom: 14px; }
.spm-join-perk-h { font-family: var(--font-heading); font-weight: 800; font-size: var(--text-md); color: var(--ink); margin: 0 0 6px; }
.spm-join-perk-t { font-size: var(--text-sm); color: var(--slate); line-height: 1.6; margin: 0; }
.spm-fees-smallprint { font-size: 12.5px; line-height: 1.55; color: var(--slate); }
.spm-fees-smallprint strong { color: var(--ink); font-weight: 700; }
.spm-svc-body h2 {
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: var(--text-xl);
  text-transform: uppercase;
  letter-spacing: -0.005em;
  color: var(--ink);
  margin-top: 1.6em;
}
.spm-svc-body h3 {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: var(--text-lg);
  color: var(--ink);
  margin-top: 1.4em;
}
.spm-svc-body a {
  color: var(--brand);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.spm-svc-benefits {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-xl);
  padding: 30px 28px;
  position: sticky;
  top: 96px;
}

.spm-svc-benefits-head {
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: var(--text-base);
  text-transform: uppercase;
  letter-spacing: -0.005em;
  color: var(--ink);
  margin: 0 0 16px;
}

.spm-svc-benefits-list {
  list-style: none;
  margin: 0 0 22px;
  padding: 0;
  display: grid;
  gap: 13px;
}

.spm-svc-benefits-list li {
  display: flex;
  align-items: flex-start;
  gap: 11px;
  font-size: 15px;
  line-height: 1.45;
  color: var(--ink);
  font-weight: 600;
}

.spm-svc-check {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--success-bg);
  color: var(--success);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}

.spm-svc-benefits-cta { width: 100%; justify-content: center; }

/* --- Who it's for ---------------------------------------------- */
.spm-svc-who { background: var(--surface); }

.spm-svc-who-grid {
  list-style: none;
  margin: 48px 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

@media (max-width: 820px) { .spm-svc-who-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .spm-svc-who-grid { grid-template-columns: 1fr; } }

.spm-svc-who-item {
  display: flex;
  align-items: center;
  gap: 13px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 18px 20px;
  font-size: 15px;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.4;
}

.spm-svc-who-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--r-md);
  background: var(--brand-tint);
  color: var(--brand);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

/* --- How it works (per-page steps) ----------------------------- */
.spm-svc-steps { background: var(--surface); }

.spm-svc-steps-grid {
  list-style: none;
  margin: 48px 0 0;
  padding: 0;
  display: grid;
  gap: 16px;
  counter-reset: none;
}

.spm-svc-step {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 24px 26px;
  box-shadow: var(--shadow-sm);
}

.spm-svc-step-num {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--grad-purple);
  color: #fff;
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: var(--text-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-brand);
}

.spm-svc-step-title {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 17px;
  color: var(--ink);
  margin: 4px 0 6px;
}

.spm-svc-step-text {
  font-size: 15px;
  line-height: 1.65;
  color: var(--slate);
  margin: 0;
}

@media (min-width: 760px) {
  .spm-svc-steps-grid { grid-template-columns: 1fr 1fr; }
}

/* --- Local area ------------------------------------------------ */
.spm-svc-local { background: #fff; }

.spm-svc-local-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

@media (max-width: 860px) {
  .spm-svc-local-grid { grid-template-columns: 1fr; gap: 32px; }
  .spm-svc-local-map { order: -1; }
}

.spm-svc-local-notes {
  font-size: var(--text-md);
  line-height: 1.7;
  color: var(--slate);
  margin: 0 0 22px;
}

.spm-svc-area-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0 0 24px;
  padding: 0;
  list-style: none;
}

.spm-svc-area-chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--brand-strong);
  background: var(--brand-tint);
  border-radius: var(--r-pill);
  padding: 7px 13px;
}

.spm-svc-area-chip svg { color: var(--brand); flex-shrink: 0; }

.spm-svc-directions {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--slate);
  text-decoration: none;
}

.spm-svc-directions:hover { color: var(--brand); }
.spm-svc-directions svg { color: var(--brand); flex-shrink: 0; }

/* Ways to meet: phone / video / in person */
.spm-svc-meet {
  margin-top: 22px;
  padding-top: 22px;
  border-top: 1px solid var(--line);
}

.spm-svc-meet-lead {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  margin: 0 0 14px;
  font-size: var(--text-sm);
  line-height: 1.55;
  color: var(--slate);
}

.spm-svc-meet-lead svg { color: var(--brand); flex-shrink: 0; margin-top: 2px; }

.spm-svc-meet-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.spm-svc-meet-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: inherit;
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--ink);
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--r-pill);
  padding: 9px 16px;
  cursor: pointer;
  text-decoration: none;
  transition: border-color var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease);
}

.spm-svc-meet-link:hover {
  color: var(--brand);
  border-color: var(--brand);
  background: #fff;
}

.spm-svc-meet-link svg { color: var(--brand); flex-shrink: 0; }

.spm-svc-local-map {
  border-radius: var(--r-xl);
  overflow: hidden;
  aspect-ratio: 4 / 3.2;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--line);
}

/* --- Fees ------------------------------------------------------ */
.spm-svc-fees { background: var(--surface); }

.spm-svc-fees-card {
  background: #fff;
  border: 1px solid var(--line);
  border-left: 4px solid var(--brand);
  border-radius: var(--r-lg);
  padding: 32px 34px;
  max-width: 820px;
  margin: 0 auto;
  box-shadow: var(--shadow-sm);
}

.spm-svc-fees-title {
  font-family: var(--font-heading);
  font-weight: 900;
  font-size: var(--text-lg);
  text-transform: uppercase;
  letter-spacing: -0.005em;
  color: var(--ink);
  margin: 0 0 12px;
}

.spm-svc-fees-body {
  font-size: 15px;
  line-height: 1.7;
  color: var(--slate);
  margin: 0 0 14px;
}

.spm-svc-warning {
  font-size: 13px;
  font-weight: 600;
  color: var(--muted);
  margin: 0;
}

/* --- FAQs ------------------------------------------------------ */
.spm-svc-faqs { background: #fff; }
.spm-svc-faqs-inner { max-width: 820px; }

.spm-svc-faq-list {
  margin-top: 44px;
  display: grid;
  gap: 12px;
}

.spm-svc-faq {
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  background: var(--surface);
  overflow: hidden;
}

.spm-svc-faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  padding: 20px 24px;
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 16px;
  color: var(--ink);
  list-style: none;
}

.spm-svc-faq-q::-webkit-details-marker { display: none; }

.spm-svc-faq-icon {
  color: var(--brand);
  flex-shrink: 0;
  transition: transform var(--dur) var(--ease);
}

.spm-svc-faq[open] .spm-svc-faq-icon { transform: rotate(180deg); }

.spm-svc-faq-a {
  padding: 0 24px 20px;
  font-size: 15px;
  line-height: 1.7;
  color: var(--slate);
}

.spm-svc-faq-a p { margin: 0; }

/* --- Team strip ------------------------------------------------ */
/* Cards reuse the homepage .spm-adviser-card / .spm-team-grid styles. */
.spm-svc-team { background: #fff; }
.spm-svc-team .spm-team-grid { margin-top: 48px; }

/* --- Related --------------------------------------------------- */
.spm-svc-related { background: var(--surface); }

.spm-svc-related-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 44px;
}

@media (max-width: 820px) { .spm-svc-related-grid { grid-template-columns: 1fr; } }

.spm-svc-related-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 22px 24px;
  text-decoration: none;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 16px;
  color: var(--ink);
  transition: border-color var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
}

.spm-svc-related-card:hover {
  border-color: var(--purple-200);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.spm-svc-related-arrow { color: var(--brand); flex-shrink: 0; }

.spm-svc-related-all {
  text-align: center;
  margin: 36px 0 0;
}

/* Pillar -> local area pages (sub-silo down-links) */
.spm-svc-sub { background: var(--surface); }

.spm-svc-sub-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 44px;
}

@media (max-width: 820px) { .spm-svc-sub-grid { grid-template-columns: 1fr; } }

.spm-svc-sub-card {
  display: flex;
  align-items: center;
  gap: 14px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 20px 22px;
  text-decoration: none;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 16px;
  color: var(--ink);
  transition: border-color var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
}

.spm-svc-sub-card:hover {
  border-color: var(--purple-200);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.spm-svc-sub-i {
  display: inline-flex;
  color: var(--brand);
  flex-shrink: 0;
}

.spm-svc-sub-name { flex: 1 1 auto; }

.spm-svc-sub-arrow { color: var(--brand); flex-shrink: 0; }

/* BTL-specific risk warning under the "Speak to an adviser" CTA */
.spm-svc-btl-warning {
  margin: 12px 0 0;
  font-size: 12.5px;
  line-height: 1.5;
  color: var(--muted);
}