.mcs-calculator {
  background: var(--mcs-background);
  color: var(--mcs-text);
  font-size: var(--mcs-base-font-size);
  margin: 0 0 28px;
}

.mcs-grid--multi {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 24px;
}

.mcs-card {
  position: relative;
  background: var(--mcs-card-background);
  border: 1px solid var(--mcs-border);
  border-radius: var(--mcs-radius);
  overflow: hidden;
  box-shadow: var(--mcs-shadow);
}

.mcs-card::before {
  content: "";
  display: block;
  height: 6px;
  background: linear-gradient(90deg, var(--mcs-accent) 0%, var(--mcs-button-secondary-background) 100%);
}

.mcs-card__header {
  background: linear-gradient(180deg, var(--mcs-header-background) 0%, var(--mcs-card-background) 100%);
  padding: 24px 24px 18px;
  border-bottom: 1px solid var(--mcs-border);
}

.mcs-card__header h3 {
  margin: 0 0 10px;
  color: var(--mcs-heading);
  font-size: var(--mcs-card-title-font-size);
  text-wrap: balance;
  font-weight: var(--mcs-heading-font-weight);
  line-height: 1.15;
  text-transform: uppercase;
  letter-spacing: 0.03em;
}

.mcs-card__header p,
.mcs-outro,
.mcs-disclaimer,
.mcs-warning,
.mcs-result-note,
.mcs-post-results-notice {
  color: var(--mcs-muted-text);
  line-height: 1.6;
}

.mcs-card__body {
  padding: 24px;
}

.mcs-helper {
  margin-bottom: 16px;
  padding: 12px 14px;
  border-radius: var(--mcs-field-radius);
  border: 1px solid var(--mcs-border);
  background: color-mix(in srgb, var(--mcs-header-background) 65%, white);
  color: var(--mcs-muted-text);
}

.mcs-helper p {
  margin: 0;
  line-height: 1.5;
}

.mcs-field,
.mcs-compare-grid > div {
  position: relative;
  margin-bottom: 16px;
}

.mcs-field label,
.mcs-compare-grid h4 {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 8px;
  font-weight: var(--mcs-label-font-weight);
  color: var(--mcs-heading);
}

.mcs-compare-grid h4 {
  text-transform: uppercase;
  letter-spacing: 0.03em;
  font-weight: 800;
}

.mcs-field input,
.mcs-field select {
  width: 100%;
  border: 1px solid var(--mcs-input-border);
  background: var(--mcs-input-background);
  color: var(--mcs-text);
  border-radius: var(--mcs-field-radius);
  min-height: 50px;
  padding: 12px 14px;
  box-sizing: border-box;
  transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}

.mcs-field input:focus,
.mcs-field select:focus {
  outline: none;
  border-color: var(--mcs-accent);
  box-shadow: 0 0 0 4px rgba(111, 47, 161, 0.12);
}

.mcs-tooltip-trigger {
  width: 22px;
  height: 22px;
  border-radius: 999px;
  border: 0;
  background: color-mix(in srgb, var(--mcs-accent) 14%, white);
  color: var(--mcs-accent);
  font-size: 12px;
  font-weight: 800;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0;
  line-height: 1;
}

.mcs-tooltip {
  display: block;
  margin-top: 8px;
  padding: 10px 12px;
  border-radius: 12px;
  background: var(--mcs-card-background);
  border: 1px solid var(--mcs-border);
  box-shadow: 0 10px 24px rgba(62, 28, 91, 0.10);
  color: var(--mcs-text);
  font-size: 0.92em;
}

.mcs-button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 10px;
}

.mcs-button {
  appearance: none;
  border: 0;
  background: var(--mcs-accent);
  color: var(--mcs-button-text);
  padding: 13px 20px;
  border-radius: var(--mcs-field-radius);
  cursor: pointer;
  font-weight: var(--mcs-button-font-weight);
  text-transform: uppercase;
  letter-spacing: 0.03em;
  transition: transform 0.2s ease, box-shadow 0.2s ease, opacity 0.2s ease;
  box-shadow: 0 12px 24px rgba(111, 47, 161, 0.22);
}

.mcs-button:hover {
  transform: translateY(-1px);
}

.mcs-button--secondary {
  background: var(--mcs-button-secondary-background);
  color: var(--mcs-button-secondary-text);
  box-shadow: 0 12px 24px rgba(212, 182, 41, 0.18);
}

.mcs-results {
  margin-top: 18px;
}

.mcs-results-heading {
  margin: 0 0 14px;
}

.mcs-results-heading h4 {
  margin: 0 0 6px;
  color: var(--mcs-heading);
  text-transform: uppercase;
  letter-spacing: 0.03em;
  font-weight: 800;
  font-size: 1.2em;
}

.mcs-results-heading p {
  margin: 0;
  color: var(--mcs-muted-text);
}

.mcs-result-grid {
  display: grid;
  gap: 12px;
}

.mcs-result-grid > div {
  background: var(--mcs-results-background);
  border: 1px solid var(--mcs-results-border);
  border-radius: var(--mcs-field-radius);
  padding: 14px 16px;
}

.mcs-result-grid strong {
  display: block;
  margin-bottom: 6px;
  color: var(--mcs-heading);
  text-transform: uppercase;
  letter-spacing: 0.03em;
  font-weight: 800;
  font-size: 0.92em;
}

.mcs-result-grid span {
  display: block;
  font-size: var(--mcs-result-value-font-size);
  line-height: 1.45;
}

.mcs-result-grid small {
  display: block;
  margin-top: 8px;
  color: var(--mcs-muted-text);
  font-size: 0.92em;
  line-height: 1.45;
}

.mcs-result-note,
.mcs-outro,
.mcs-warning,
.mcs-disclaimer,
.mcs-post-results-notice {
  margin-top: 16px;
}

.mcs-result-note,
.mcs-warning,
.mcs-outro,
.mcs-post-results-notice {
  padding: 14px 16px;
  border-radius: var(--mcs-field-radius);
  border: 1px solid var(--mcs-results-border);
  background: var(--mcs-results-background);
}

.mcs-warning strong,
.mcs-disclaimer strong,
.mcs-post-results-notice strong {
  display: block;
  margin-bottom: 6px;
  color: var(--mcs-heading);
  text-transform: uppercase;
  letter-spacing: 0.03em;
}

.mcs-disclaimer {
  color: var(--mcs-disclaimer-text);
  font-size: 0.95em;
}

.mcs-post-results-notice {
  border-color: var(--mcs-button-secondary-background);
  background: color-mix(in srgb, var(--mcs-results-background) 82%, white);
}

.mcs-post-results-notice p {
  margin: 8px 0 0;
}

.mcs-post-results-notice__warning {
  color: var(--mcs-text);
  font-weight: 600;
}

.mcs-post-results-notice[hidden] {
  display: none !important;
}

.mcs-compare-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 20px;
}

@media (max-width: 767px) {
  .mcs-compare-grid {
    grid-template-columns: 1fr;
  }
}

.mcs-results-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.95fr);
  gap: 20px;
  align-items: start;
}

.mcs-results-main,
.mcs-side-card {
  display: grid;
  gap: 16px;
}

.mcs-side-card {
  background: var(--mcs-card-background);
  border: 1px solid var(--mcs-border);
  border-radius: var(--mcs-field-radius);
  padding: 16px;
  box-shadow: 0 12px 24px rgba(62, 28, 91, 0.08);
}

.mcs-side-card h4 {
  margin: 0;
  color: var(--mcs-heading);
  text-transform: uppercase;
  letter-spacing: 0.03em;
  font-weight: 800;
}

.mcs-side-card p {
  margin: -6px 0 0;
  color: var(--mcs-muted-text);
}

.mcs-result-grid small {
  display: block;
  margin-top: 6px;
  font-size: 0.82em;
  color: var(--mcs-muted-text);
}

.mcs-chart-wrap {
  display: grid;
  gap: 10px;
}

.mcs-chart {
  width: 100%;
  height: auto;
  background: linear-gradient(180deg, rgba(111, 47, 161, 0.04) 0%, rgba(212, 182, 41, 0.06) 100%);
  border: 1px solid var(--mcs-border);
  border-radius: 18px;
}

.mcs-chart-plot-bg {
  fill: rgba(255, 255, 255, 0.5);
  stroke: rgba(255, 255, 255, 0.75);
  stroke-width: 1;
}

.mcs-chart-axis {
  stroke: var(--mcs-border);
  stroke-width: 2;
}


.mcs-chart-grid {
  stroke: color-mix(in srgb, var(--mcs-border) 62%, white);
  stroke-width: 1;
}

.mcs-chart-label {
  fill: var(--mcs-muted-text);
  font-size: 14px;
  font-weight: 700;
}

.mcs-chart-axis-title {
  fill: var(--mcs-heading);
  font-size: 15px;
  font-weight: 800;
}

.mcs-chart-axis-title--top {
  font-size: 14px;
}

.mcs-chart-line {
  fill: none;
  stroke: var(--mcs-accent);
  stroke-width: 4.5;
  stroke-linecap: round;
  stroke-linejoin: round;
  filter: drop-shadow(0 4px 8px rgba(36, 26, 45, 0.08));
}

.mcs-chart-point {
  fill: var(--mcs-button-secondary-background);
  stroke: var(--mcs-accent);
  stroke-width: 2.5;
}

.mcs-chart-line--interest {
  stroke: var(--mcs-accent);
}

.mcs-chart-line--principal {
  stroke: var(--mcs-button-secondary-background);
}

.mcs-chart-point--interest {
  fill: var(--mcs-button-secondary-background);
  stroke: var(--mcs-accent);
}

.mcs-chart-point--principal {
  fill: var(--mcs-accent);
  stroke: var(--mcs-button-secondary-background);
}

.mcs-chart-legend {
  color: var(--mcs-muted-text);
  font-size: 0.92em;
}

.mcs-chart-legend--split {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.mcs-chart-legend--split span {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border: 1px solid var(--mcs-border);
  border-radius: 999px;
  background: color-mix(in srgb, var(--mcs-card-background) 88%, white);
}

.mcs-legend-swatch {
  display: inline-block;
  width: 14px;
  height: 14px;
  border-radius: 999px;
}

.mcs-legend-swatch--interest {
  background: var(--mcs-accent);
}

.mcs-legend-swatch--principal {
  background: var(--mcs-button-secondary-background);
}

.mcs-table-wrap {
  overflow: auto;
  border: 1px solid var(--mcs-border);
  border-radius: 14px;
}

.mcs-results-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 480px;
  background: var(--mcs-card-background);
}

.mcs-results-table th,
.mcs-results-table td {
  padding: 10px 12px;
  text-align: left;
  border-bottom: 1px solid var(--mcs-border);
}

.mcs-results-table th {
  color: var(--mcs-heading);
  text-transform: uppercase;
  letter-spacing: 0.03em;
  font-size: 0.82em;
  font-weight: 800;
  background: var(--mcs-header-background);
  position: sticky;
  top: 0;
}

.mcs-results-table tr:last-child td {
  border-bottom: 0;
}

@media (max-width: 980px) {
  .mcs-results-layout {
    grid-template-columns: 1fr;
  }
}


/* Calculator CTA */
.mcs-cta{
margin-top:30px;
padding:28px;
background:var(--mcs-card-background);
border:1px solid var(--mcs-border);
border-radius:var(--mcs-radius);
box-shadow:var(--mcs-shadow);
text-align:center;
}

.mcs-cta-inner h4{
margin-bottom:10px;
font-size:20px;
color:var(--mcs-heading);
}

.mcs-cta-inner p{
max-width:640px;
margin:0 auto 18px auto;
color:var(--mcs-muted-text);
}



.mcs-cta{
display:block;
}

.mcs-cta[hidden]{
display:none !important;
}

.mcs-cta-button{
display:inline-flex;
align-items:center;
justify-content:center;
padding:14px 26px;
border-radius:999px;
font-weight:800;
text-decoration:none;
background:linear-gradient(180deg, var(--mcs-accent) 0%, color-mix(in srgb, var(--mcs-accent) 86%, black) 100%);
color:var(--mcs-button-text);
border:1px solid color-mix(in srgb, var(--mcs-accent) 82%, black);
box-shadow:0 12px 24px rgba(111, 47, 161, 0.18);
transition:transform .2s ease, box-shadow .2s ease, background .2s ease, filter .2s ease;
}

.mcs-cta-button:hover{
transform:translateY(-1px);
background:linear-gradient(180deg, color-mix(in srgb, var(--mcs-accent) 92%, white) 0%, color-mix(in srgb, var(--mcs-accent) 78%, black) 100%);
box-shadow:0 16px 30px rgba(111, 47, 161, 0.24);
filter:saturate(1.02);
color:var(--mcs-button-text);
text-decoration:none;
}

.mcs-cta-button:focus-visible{
outline:none;
box-shadow:0 0 0 4px rgba(111, 47, 161, 0.14), 0 16px 30px rgba(111, 47, 161, 0.24);
}


.mcs-result-note strong{
display:block;
margin-bottom:6px;
}


.mcs-results-layout--repayment {
  grid-template-columns: 1fr;
  gap: 24px;
}

.mcs-result-grid--repayment {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.mcs-results-side--repayment {
  display: grid;
  gap: 20px;
}

.mcs-side-card--chart,
.mcs-side-card--table {
  padding: 20px;
}

.mcs-side-card--chart .mcs-chart {
  min-height: 390px;
}

.mcs-side-card--chart .mcs-chart-label {
  font-size: 14px;
}

.mcs-side-card--chart .mcs-chart-axis-title {
  font-size: 15px;
}

.mcs-side-card--chart .mcs-chart-axis-title--top {
  font-size: 14px;
}

.mcs-side-card--chart .mcs-chart-legend {
  font-size: 1em;
}

@media (max-width: 900px) {
  .mcs-result-grid--repayment {
    grid-template-columns: 1fr;
  }

  .mcs-side-card--chart,
  .mcs-side-card--table {
    padding: 16px;
  }
}

@media (max-width: 640px) {
  .mcs-side-card--chart .mcs-chart {
    min-height: 300px;
  }

  .mcs-side-card--chart .mcs-chart-label {
    font-size: 13px;
  }

  .mcs-side-card--chart .mcs-chart-axis-title,
  .mcs-side-card--chart .mcs-chart-axis-title--top {
    font-size: 14px;
  }
}


.mcs-results-summary--repayment,
.mcs-results-stack--repayment {
  display: grid;
  gap: 20px;
}

.mcs-results-stack--repayment > .mcs-side-card,
.mcs-results-stack--repayment > .mcs-side-card--chart,
.mcs-results-stack--repayment > .mcs-side-card--table {
  width: 100%;
}

.mcs-results-layout--repayment .mcs-side-card--chart .mcs-chart {
  display: block;
  width: 100%;
}

.mcs-results-layout--repayment .mcs-side-card--chart,
.mcs-results-layout--repayment .mcs-side-card--table {
  max-width: none;
}


.mcs-chart-caption {
  color: var(--mcs-muted-text);
  font-size: 0.95em;
}

.mcs-chart-explainer {
  margin-top: 6px;
  padding: 14px 16px;
  border-radius: var(--mcs-field-radius);
  border: 1px solid var(--mcs-results-border);
  background: var(--mcs-results-background);
  color: var(--mcs-text);
}

.mcs-chart-explainer strong {
  display: block;
  margin-bottom: 6px;
  color: var(--mcs-heading);
  text-transform: uppercase;
  letter-spacing: 0.03em;
}