The Forces Help to Buy scheme lets eligible service personnel borrow up to 50% of their basic salary, capped at £25,000, as an interest-free advance towards a home. It is repaid over your mortgage term. Add it to your own savings to see your total deposit.

We regularly help Armed Forces buyers combine the scheme with the right mortgage, and charge a reduced £199 fee for Armed Forces and Blue Light Card holders.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Armed Forces Help to Buy Mortgages

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714 verified reviews, rated 5.0

267 reviews on Google and 447 on VouchedFor for 4 advisers, all independently verified. A 5.0 average across both.

5.0 average · Google & VouchedFor

VouchedFor

Securing a mortgage for buying our first house Nick worked tirelessly to secure us a mortgage offer when this was no easy feat due to the mortgage rates rising daily. We can honestly say we would not have our home today if it wasn’t for Nick at Spolton mortgages! He really is the best! 100%, not only did Nick do everything he could for us, working extra hours to secure us our mortgage he also sorted out our life and home insurance too. Nothing. We cannot fault a single part of the process. Nick went above and beyond to ensure he got us the best deal possible.

Verified client in Lincolnshire

Review of Nick Spolton

VouchedFor

With my partner we would like to buy a house and Nick was recommended by my sister. First of all he explained everything and went through the process with us. He is always available when I need him. Yes, Nick is very helpful and explained whole process and answer all difficult and less difficult questions.

Verified client in Nottinghamshire

Review of Nick Spolton

VouchedFor

Initially to buy my ex husband out of our house and then again when I moved again Nick found me a mortgage that was perfect for me when I bought my ex out of the house. When I moved again he found he another fantastic mortgage deal. Nick is fantastic, he responds quickly and knows exactly what you need Yes - 100% Nothing - I will use Nick again in the future when the need arises and wouldn’t hesitate in recommending him to everyone

Verified client in Lincolnshire

Review of Nick Spolton

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Your home/property may be repossessed if you do not keep up repayments on your mortgage.