News & guides

Mortgage & protection blog

Clear, jargon-free guides, tips and updates on mortgages and protection, from first-time buyers and remortgaging to Armed Forces and shared ownership.

Mortgage Protection for RAF Personnel in Lincolnshire: A Plain-English Guide

Mortgage Protection for RAF Personnel in Lincolnshire: A Plain-English Guide

No jargon, just honest advice.

Nick Spolton9 min read

Armed Forces
New Build vs Period Home in Sleaford: The Mortgage Differences

New Build vs Period Home in Sleaford: The Mortgage Differences

No jargon, just honest advice.

Nick Spolton8 min read

Mortgage Guides
New Build Homes in Sleaford: Developments, Deposits and Mortgage Advice for 2026

New Build Homes in Sleaford: Developments, Deposits and Mortgage Advice for 2026

No jargon, just honest advice.

Nick Spolton10 min read

New Build Homes
First-Time Buyer Mortgage Questions, Answered Simply (Lincoln)

First-Time Buyer Mortgage Questions, Answered Simply (Lincoln)

No jargon, just honest advice.

Nick Spolton8 min read

First-Time Buyers
When Should I Start Remortgaging? A 2026 Timing Guide

When Should I Start Remortgaging? A 2026 Timing Guide

No jargon, just honest advice.

Nick Spolton7 min read

Remortgaging
How to Choose a Mortgage Adviser Near You in Lincolnshire

How to Choose a Mortgage Adviser Near You in Lincolnshire

No jargon, just honest advice.

Nick Spolton8 min read

Company News
How do first-time buyer mortgages work? A plain-English guide for 2026

How do first-time buyer mortgages work? A plain-English guide for 2026

No jargon, just honest advice.

Nick Spolton9 min read

First-Time Buyers

From first chat to front-door key

Let’s make your move simple

Free, no-obligation consultation. We listen, compare the whole market, and hand you a clear plan, no jargon.

01529 300500
Free until your offer is approved No jargon, no pressure Whole-of-market advice

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Call us

01529 300500

Email us

info@spolton.mortgage

Visit or get directions

6, Mill House, Carre Street,
Sleaford, Lincolnshire NG34 7TW

Opening hours

Monday
9:00am – 5:00pm
Tuesday
9:00am – 5:00pm
Wednesday
9:00am – 5:00pm
Thursday
9:00am – 5:00pm
Friday
9:00am – 5:00pm
Saturday
10:00am – 1:00pm
Sunday
Closed

A family-run, whole-of-market mortgage and protection adviser based in Sleaford, Lincolnshire. Founded in 2017 by former bank managers Nick and Kasia Spolton, we serve clients across Lincolnshire and the UK with clear, jargon-free advice by phone, video or in person. Rated 5 stars with 701+ verified reviews across Google and VouchedFor.

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Mortgages

Protection

Company

Accessibility

  • Wheelchair-accessible car park
  • Wheelchair-accessible entrance
  • Wheelchair-accessible seating
  • Wheelchair-accessible toilet

Parking

  • Paid and free parking available

Service options

  • Online appointments
  • On-site services

Regulatory status

FCA Registered · No. 993383 Appointed Representative of Stonebridge Mortgage Solutions Ltd Companies House · 10903440 Est. 2017

View our entry on the FCA Register

Mortgage lenders

Aldermore TSB NatWest Barclays Skipton West Brom + whole of market

Protection partners

Aviva Legal & General LV= Royal London Vitality + more

Important information

Our service is free until you receive a fully approved mortgage offer. There may then be a charge which, depending on your circumstances, will typically be £299, payable upon receipt of an approved mortgage offer. Our fee is discounted to £199 for Armed Forces and Blue Light Card holders.

Our fee is discounted to £199 for Armed Forces and Blue Light Card holders.

For remortgages, if best advice is to switch rates with your existing lender then we charge no fee at all.

  • Your home/property may be repossessed if you do not keep up repayments on your mortgage.
  • You may have to pay an early repayment charge to your existing lender if you remortgage.
  • As with all insurance policies, conditions and exclusions will apply.
  • Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.
  • Equity release is arranged by introduction only.

Spolton Mortgages is a trading style of Spolton Ltd, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Number 993383.

Founded and incorporated on 7 August 2017. Spolton Mortgages is a trading name of Spolton Ltd (FCA Number 993383). Registered Company Number: 10903440 (view on Companies House). Registered in England and Wales.

Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire NG34 7TW.

Financial Conduct Authority FCA Register
Firm 993383 Information Commissioner’s Office ICO Registered
ZA391497

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