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That’s why we’ve made it our mission to simplify the process for you and your family.
As a family-run business, we believe in building enduring customer relationships. Our team of specialists, led by Nick Spolton, a former Senior Bank Manager at Lloyds Bank, is dedicated to providing you with straightforward, honest advice and support throughout your mortgage journey.
One of our specialities is helping service personnel access the Forces Help to Buy Scheme. The scheme enables service personnel to borrow up to 50% of their salary, up to a maximum of £25,000 interest-free towards purchasing a property. It’s an excellent way for service personnel to achieve homeownership, and we have helped many clients access this scheme.
Our experience and unique approach mean that we really understand the problems faced by service personnel. We understand that service personnel may want to buy a house but will often spend a couple of years or more posted away to other parts of the world.
We can help get a mortgage with a typical deposit and work with lenders that will allow the property to be rented out whilst at the same time using a standard residential mortgage. This is an excellent option for service personnel who are often on the move and want to secure a home for their future while also having a tenant who can help to pay the mortgage whilst posted away.
We have years of experience working with service personnel and have helped many clients purchase their first homes, including those based at RAF bases near our office in Sleaford, Lincolnshire.
If you’re ready to take the first step towards homeownership, we’d love to hear from you. Contact us today to schedule a consultation with one of our specialists. We’ll work with you to understand your unique situation and help you confidently navigate the mortgage process.
Don’t let the stress and complexity of purchasing a home hold you back. Let Spolton Mortgages simplify the process for you and your family. Contact us today, and let us help you achieve your dream of homeownership.
See how we’ve helped others achieve their dream of homeownership.
As first time buyers with very little clue on what to do, Nick took us beginning to end and was very patient explaining everything so that my partner and i were happy we have made the right decisions for our situation. Very friendly and gives you more time than he probably has but works hard and definitely cares he is giving you the best service!
Did an absolutely amazing job with our remortgage, even when on a tight deadline line and when I was out the country struggling with communication, managed to get us an amazing deal in the right time, incredibly polite and helpful!! Will definitely be staying with them for next time. Very reasonable in price for the standard of service you get.
Remortgaged and sorted life insurance with Nick and Kasia at the start of the pandemic. Throughout the process we were always kept informed during any delays and we always had 100% trust that they would provide the best options. Fantastic service from a superb business.
We are available Monday to Saturday, for a no-obligation consultation.
Our service is free until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £299 on receipt of an approved mortgage offer.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Spolton Ltd, trading as Spolton Mortgages (FCA Number 993383) is an appointed representative of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority.
Spolton Mortgages is a trading name of Spolton Ltd. Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34 7TW. Registered Company Number: 10903440 Registered in England & Wales.